At least I hope it's relaxing!

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QUESTIONS:

Credit Cards

In 1950, a businessman in NYC named Frank McNamara forgot his wallet and was unable to pay for his lunch at the Majors Cabin Grill. What credit card company did he start in order to have an easier way to pay for his bill?

Spas

In Japan, what is the actual name of the monkey, that bathes in geothermal hot springs in the winter?

Auto Racing

At a NASCAR pit stop, how many crew members are there?

Bread

Black bread has a distinct flavor and texture and is the product of incorporating what ingredient into a loaf of bread?

Bears

There are 8 known bear species. What is the only one to be native to the Southern hemisphere?

Flags

What country of about 115 million people, currently has it’s flag with it’s blue stripe on top indicating peacetime? In times of war, the flag is flipped so the red stripe is on top.