Today Ed sits down with a pair of authors who’ve managed to do the impossible: make the mechanics of financial transactions fascinating. The pair’s recently published book, “The Pay Off: How Changing the Way We Pay Changes Everything,” (https://www.amazon.com/dp/B094F69F8Q/ref=dp-kindle-redirect?_encoding=UTF8&btkr=1), underscores how the explosion of new payment systems around the world is impacting consumers and the broader economy. Leibbrandt, a former McKinsey Partner and the CEO of Swift (as in ‘Swift Code’) for a decade and De Teran, a veteran journalist who served as Corporate Affairs lead at Swift, have a unique perspective on the topic; their chat spans the implications of “programmable money” and why credit card companies should be worried.

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