Real Talk with Sterling Real Estate Group

Navigating Insurance in 2025: Expert Tips from Empire’s Joe DiCaprio


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In this engaging conversation, Joe DiCaprio, owner of Empire Insurance, shares his journey in the insurance industry, emphasizing the importance of client relationships and adapting to the evolving landscape of insurance. He discusses the challenges posed by rising rates and inflation, the significance of personalized service, and the benefits of specialized insurance for new construction, pet insurance and everything in between. Joe highlights the need for consumers to shop around for insurance and the value of working with knowledgeable professionals in the field.

Key Takeaways

  • Joe DiCaprio emphasizes the importance of client relationships over sales.
  • The insurance industry is facing significant challenges due to rising rates and inflation.
  • Personalized service and immediate response are crucial in today's market.
  • New constructions often come with lower insurance rates due to fewer claims.
  • Pet insurance can save clients thousands in unexpected medical costs.
  • Consumers should actively shop for insurance to find the best rates.
  • Educating clients about claims and coverage is essential for their financial well-being.
  • The insurance landscape is changing rapidly, requiring adaptability from agents.
  • Building a strong referral network is key to success in the insurance business.
  • Joe's passion for helping clients is evident in his approach to service.

Contact Joe DiCaprio via text or phone at 518-350-0511 or email at [email protected]. You can also reach out to Sterling Real Estate Group at 518-688-2211 or [email protected].


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Real Talk with Sterling Real Estate GroupBy Sterling Real Estate Group