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In this episode of Real Estate Explained, host Nick Bush sits down with Ian Ford from Capital Bank to unpack the impact of interest rates on the real estate market over the past few years. Ian provides expert insight into how rising and falling rates have shaped buyer behavior, affordability, and overall market trends. He also shares valuable advice on what buyers should be considering in today’s housing market—whether it’s the right time to buy, how to strategize around rates, and what financing options can help buyers maximize their purchasing power.

Beyond lending, Ian gives us a behind-the-scenes look at his own real estate investment portfolio, offering key lessons and strategies that have helped him build long-term wealth. Whether you're an active buyer, a homeowner evaluating refinancing options, or an investor looking for smart ways to grow your portfolio, this episode is packed with data-driven insights and actionable takeaways to help you navigate the current real estate landscape.

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