In this episode of 'Navigate Your HOA,' Jeff Warnock emphasizes the importance of having an HOA attorney on retainer. An attorney ensures that an HOA operates within legal parameters, preventing costly litigations. They assist with legal advice, compliance, and document review. Examples discussed include a Fair Housing Act violation in California involving inconsistent enforcement and a situation in Colorado where a rogue board member abused their power. In both cases, prompt legal intervention helped mitigate potential conflicts and maintain community harmony, showcasing the attorney's role in proactive risk management and governance stability.