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In this episode of Real Estate Explained, host Nick Bush sits with Marcus Fields, seasoned mortgage broker and founder of Fields Mortgage Group, to break down the money side of buying real estate.

From understanding the difference between mortgage brokers and lenders to navigating credit scores, interest rates, and refinance options, this conversation is packed with real talk and expert advice. Marcus shares his personal journey into the mortgage industry, explains how brokers can customize loans to fit buyers' unique needs, and clears up common myths about the loan approval process.

Whether you're a first-time homebuyer, a move-up buyer, or a real estate professional looking to better serve your clients, this episode delivers insight on:

🏡 Mortgage broker vs. lender: What’s the real difference?
🏡 When to refinance vs. when to use a HELOC
🏡 How interest rates affect buying power in today’s market
🏡 Credit score tips and what lenders really look for
🏡 The truth about pre-approvals and underwriting
🏡 Predictions for the 2025 real estate market
🏡 Why financing is the foundation of any successful home purchase

If you’ve ever asked, “Can I afford to buy right now?” or “How do I choose the best loan option?” — this episode is your roadmap. Tune in to get clear, confident, and mortgage-ready.

Podcast Intro 

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