🚀 In this episode of Mortgage On My Mind, host Natalie Salins sits down with mortgage broker Alejandro Szita to break down Non-QM loans and why they are often the smartest solution for self-employed borrowers, entrepreneurs, and creatives. Alejandro explains what Non-QM really means, how conventional guidelines fall short for business owners, and why time, flexibility, and holistic underwriting matter more than chasing the lowest rate.

🎧 Hosted by: Natalie Salins

👤 Guest:🏡 Alejandro Szita – Mortgage Broker & Founder of Prosperity Lending

Alejandro Szita is a mortgage broker and founder of Prosperity Lending, specializing in financing solutions for artists, entrepreneurs, and self-employed professionals. With experience in real estate since 2006 across residential, commercial, and capital-raising roles, he is known for structuring loans for complex income profiles and is a regular guest on real estate and finance podcasts.

💡 What You’ll Learn:

✔️ What Non-QM loans actually mean (and what they don’t)

✔️ When Non-QM makes more sense than conventional financing

✔️ Why self-employed borrowers struggle with traditional guidelines

✔️ How Freddie Mac and Fannie Mae differ for business owners

✔️ Lending advice for first-time buyers and loan officers

🎵 Whether you're an investor, agent, or homebuyer, this episode offers valuable insights!

💼 Connect with Alejandro Szita:

🌐 Website → https://www.prosperitylending.us/

🎙 Follow Natalie Salins – Mortgage On My Mind:

🌎 Website → https://movement.com/lo/natalie-salins

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🔗 LinkedIn → https://www.linkedin.com/in/natalie-salins-1029583b

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💎 Produced by Icons of Real Estate – https://iconsofrealestate.com/