Excellent crossover as The Rick and Suds Show wraps up / A caller and the hosts talk about the new technology known as Real Audio / Another caller tries to bait Neil into a religious debate (Blow it out your Jewish ass) / Neil starts his show and it's a continuation of banking screw-ups / A caller tries to talk about Hitler and the Federal Reserve (Hilarious) / Bank managers call in to try and win Neil over / More banking horror stories