Net Net

Net Net

By Lizzy Marie, Lissa LumutengaBusiness
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Net Net episodes

  • Are souvenirs worth it?

    Lizzy and Lissa break down the hidden costs – financial and otherwise – of souvenirs. In this episode, we’re talking about why we buy them, what they symbolize, and whether they’re actually worth the money or just clutter. Join us as we reflect on nostalgia, impulse purchases, and the surprising psychology behind keepsakes.

     

    Main Topics

    00:00 Introduction

    01:04 Running The Numbers Segment

    02:16 Personal Stories and Souvenir Experiences

    02:56 Intentions Behind Gift Giving

    10:45 Historical Context of Souvenirs

    12:30 Personal Souvenir Preferences

    18:34 Space Considerations

    22:25 Cultural Appropriation Concerns

    23:56 Cherishing Travel Memories

    27:27 Supporting Local Economies

    29:50 20 Cents Segment

     

    References for Statistics

    https://www.ibisworld.com/classifications/us-sic/5947/gift-novelty-and-souvenir-shops/?utm_source=chatgpt.com

    https://today.yougov.com/travel/articles/21197-more-women-men-purchase-souvenirs-friends-family-a

    https://www.souvenirproject.org/history/origins-of-souvenir/

    https://emint.com/blog/a-modern-history-of-souvenirs-and-keepsakes/ 

    Co-Hosts

    Lizzy Marie, CAIA, is a strategist, alternative investments expert, and a founding partner of Pursuit Funds. Follow Lizzy: Instagram | TikTok

    Lissa Lumutenga, CFP®, AFC®, is a personal finance expert and content creator. Follow Lissa: YouTube | Instagram | TikTok | LinkedIn

     

    Credits

    ► Produced by Lizzy Marie and Lissa Lumutenga

    ► Artwork by Lizzy Marie

    ► Music by Lissa Lumutenga, Net Net Podcast “Theme Song”

     

    Talk to us

    Hit us up, let us know what you think: IS IT WORTH IT? 💸

     

    Disclaimer

    This podcast is for educational, informational, and entertainment purposes only, and should not be constituted as financial advice or any other kind of professional advice. Views and opinions are our own, and Net Net Podcast does not serve as a substitute for personalized financial guidance tailored to your specific situation.

    Remember to always do YOUR own research, consult a professional as needed, and feel empowered to make your own decisions!

    34 min
  • Is branding yourself worth it?

    Lizzy and Lissa break down the hidden costs – financial and otherwise – of branding yourself. Personal branding might sound like a career hack, but it comes with its own baggage. We talk about what it really costs to show up online, curate a professional persona, and “market yourself” as a product. Is branding yourself is worth the payoff? Let’s talk about it.

     

    Main Topics

    00:00 Introduction

    01:20 Running The Numbers Segment

    02:33 What is Personal Branding?

    04:00 Personal Branding in Career Transitions

    07:01 The Costs and Benefits of Personal Branding

    09:30 Navigating Personal and Business Branding

    22:23 The Rebellious Brand of Rihanna

    23:25 Personal Branding Challenges

    25:47 Navigating Personal and Professional Identity

    27:37 Costs of Being Known for Something

    29:46 Balancing Personal Views and Public Persona

    35:05 20 Cents Segment

     

    References for Statistics

    https://www.entrepreneur.com/leadership/why-personal-branding-is-crucial-for-ceos-in-todays-world/468320

    https://www.professionalrecruiterinc.com/the-value-of-a-strong-personal-brand-for-career-success/

    https://www.linkedin.com/pulse/achieving-all-star-status-linkedin-sophie-milliken-fcipd-frsa/

    https://capitaloneshopping.com/research/branding-statistics/

    https://www.prnewswire.com/news-releases/more-than-half-of-employers-have-found-content-on-social-media-that-caused-them-not-to-hire-a-candidate-according-to-recent-careerbuilder-survey-300694437.html

    Co-Hosts

    Lizzy Marie, CAIA, is a strategist, alternative investments expert, and a founding partner of Pursuit Funds. Follow Lizzy: Instagram | TikTok

    Lissa Lumutenga, CFP®, AFC®, is a personal finance expert and content creator. Follow Lissa: YouTube | Instagram | TikTok | LinkedIn

     

    Credits

    ► Produced by Lizzy Marie and Lissa Lumutenga

    ► Artwork by Lizzy Marie

    ► Music by Lissa Lumutenga, Net Net Podcast “Theme Song”

     

    Talk to us

    Hit us up, let us know what you think: IS IT WORTH IT? 💸

     

    Disclaimer

    This podcast is for educational, informational, and entertainment purposes only, and should not be constituted as financial advice or any other kind of professional advice. Views and opinions are our own, and Net Net Podcast does not serve as a substitute for personalized financial guidance tailored to your specific situation.

    Remember to always do YOUR own research, consult a professional as needed, and feel empowered to make your own decisions!

    40 min
  • Is hired help worth it?

    Lizzy and Lissa break down the hidden costs – financial and otherwise – of hired help. From housekeepers to virtual assistants to TaskRabbit sidekicks, outsourcing parts of your life can be a game-changer, but or a guilt trip. We unpack when hiring help is an investment in your peace of mind, and when it starts to mess with your values, your budget, or your sense of self. Is convenience worth the cost? And who gets to decide?

     

    Main Topics

    00:00 The Trade-offs of Hiring Help

    00:58 Running The Numbers Segment

    01:18 Financial Realities of Domestic Workers

    03:57 Personal Experiences with Hiring Help

    07:45 Emotional and Ethical Considerations

    15:21 Balancing Costs and Benefits

    18:34 Hypothetical Millionaire Scenario

    19:46 Housekeeping and Pets

    22:22 Digital Hygiene and Personal Assistants

    23:39 The Stigma of Hiring Help

    29:05 20 Cents Segment

     

    References for Statistics

    https://www.epi.org/publication/domestic-workers-chartbook-2022/

    https://www.bls.gov/oes/2023/may/oes372012.htm

    Co-Hosts

    Lizzy Marie, CAIA, is a strategist, alternative investments expert, and a founding partner of Pursuit Funds. Follow Lizzy: Instagram | TikTok

    Lissa Lumutenga, CFP®, AFC®, is a personal finance expert and content creator. Follow Lissa: YouTube | Instagram | TikTok | LinkedIn

     

    Credits

    ► Produced by Lizzy Marie and Lissa Lumutenga

    ► Artwork by Lizzy Marie

    ► Music by Lissa Lumutenga, Net Net Podcast “Theme Song”

     

    Talk to us

    Hit us up, let us know what you think: IS IT WORTH IT? 💸

     

    Disclaimer

    This podcast is for educational, informational, and entertainment purposes only, and should not be constituted as financial advice or any other kind of professional advice. Views and opinions are our own, and Net Net Podcast does not serve as a substitute for personalized financial guidance tailored to your specific situation.

    Remember to always do YOUR own research, consult a professional as needed, and feel empowered to make your own decisions!

    34 min
  • Are domestic partnerships worth it? feat. Raymond Hekmat

    Lizzy and Lissa break down the hidden costs – financial and otherwise – of domestic partnerships. From legal protections to emotional considerations, they explore how domestic partnerships compare to marriage and why some couples choose this path instead. Joined by attorney Raymond Hekmat, the conversation covers benefits, limitations, and what you might not know could affect your rights. Whether you’re partnered, planning ahead, or just curious, this episode unpacks what it really means to commit outside the traditional framework.

     

    ►► Check out Raymond Hekmat on socials!

    Instagram - TikTok - YouTube
     

    Main Topics

    00:00 Introduction to Domestic Partnerships

    01:36 Running The Numbers Segment

    02:32 Benefits and Limitations

    03:14 Legal Nuances

    05:38 Cohabitation vs. Domestic Partnerships

    09:02 Personal and Social Considerations

    18:55 Understanding Domestic Partnerships

    19:57 Legal Separation vs. Divorce

    20:58 Perceptions of Domestic Partnerships

    24:35 Commitment and Social Constructs

    28:58 Common Law Marriage vs. Domestic Partnership

    30:12 20 Cents Segment

     

    References for Statistics

    https://www.census.gov/newsroom/press-releases/2024/families-living-arrangements.html

    https://www.pewresearch.org/social-trends/2019/11/06/the-landscape-of-marriage-and-cohabitation-in-the-u-s/

    https://www.pewresearch.org/social-trends/2019/11/06/marriage-and-cohabitation-in-the-u-s/

    https://www.kff.org/report-section/ehbs-2023-section-2-health-benefits-offer-rates/

    Co-Hosts

    Lizzy Marie, CAIA, is a strategist, alternative investments expert, and a founding partner of Pursuit Funds. Follow Lizzy: Instagram | TikTok

    Lissa Lumutenga, CFP®, AFC®, is a personal finance expert and content creator. Follow Lissa: YouTube | Instagram | TikTok | LinkedIn

     

    Credits

    ► Produced by Lizzy Marie and Lissa Lumutenga

    ► Artwork by Lizzy Marie

    ► Music by Lissa Lumutenga, Net Net Podcast “Theme Song”

     

    Talk to us

    Hit us up, let us know what you think: IS IT WORTH IT? 💸

     

    Disclaimer

    This podcast is for educational, informational, and entertainment purposes only, and should not be constituted as financial advice or any other kind of professional advice. Views and opinions are our own, and Net Net Podcast does not serve as a substitute for personalized financial guidance tailored to your specific situation.

    Remember to always do YOUR own research, consult a professional as needed, and feel empowered to make your own decisions!

    37 min
  • Are personality tests worth it?

    Lizzy and Lissa break down the hidden costs – financial and otherwise – of personality tests. From free quizzes to pricy corporate assessments, they unpack why we’re so obsessed with labeling ourselves and whether it’s actually helping. Are these tools guiding self-growth, or just giving us something to blame? 

     

    Main Topics

    00:00 Introduction to Personality Types

    01:18 Running The Numbers Segment

    04:44 Criticisms and Limitations of Personality Tests

    09:50 Personality Tests in the Workplace

    19:58 Personality Profiles and Horoscopes

    20:48 Myers-Briggs and 16 Personalities

    23:08 Dating and Personality Compatibility

    24:36 Validity of Personality Tests

    28:07 Brand Archetype Quizzes

    33:04 20 Cents Segment

     

    References for Statistics

    https://www.shrm.org/topics-tools/news/all-things-work/assessing-personalities

    Co-Hosts

    Lizzy Marie, CAIA, is a strategist, alternative investments expert, and a founding partner of Pursuit Funds. Follow Lizzy: Instagram | TikTok

    Lissa Lumutenga, CFP®, AFC®, is a personal finance expert and content creator. Follow Lissa: YouTube | Instagram | TikTok | LinkedIn

     

    Credits

    ► Produced by Lizzy Marie and Lissa Lumutenga

    ► Artwork by Lizzy Marie

    ► Music by Lissa Lumutenga, Net Net Podcast “Theme Song”

     

    Talk to us

    Hit us up, let us know what you think: IS IT WORTH IT? 💸

     

    Disclaimer

    This podcast is for educational, informational, and entertainment purposes only, and should not be constituted as financial advice or any other kind of professional advice. Views and opinions are our own, and Net Net Podcast does not serve as a substitute for personalized financial guidance tailored to your specific situation.

    Remember to always do YOUR own research, consult a professional as needed, and feel empowered to make your own decisions!

    38 min
  • Is buying in bulk worth it?

    Lizzy and Lissa break down the hidden costs – financial and otherwise – of buying in bulk. From big savings to big waste, they unpack when it’s worth it, and when it’s just more clutter. They also explore who gets left out of bulk benefits and why convenience isn't always cheap.

     

    Main Topics

    00:00 Introduction

    01:32 Running The Numbers Segment

    02:03 The Privilege and Pitfalls of Bulk Buying

    07:32 Unexpected Costs and Considerations

    14:30 Changing Circumstances and Bulk Buying

    19:51 Expensive vs. Cheap Items

    21:01 Toiletries and Household Staples

    22:57 Buying in Bulk in Different Cities

    27:26 Food Waste

    33:01 20 Cents Segment

     

    References for Statistics

    https://www.lendingtree.com/credit-cards/study/bulk-buying/

    https://couponfollow.com/research/savings-when-buying-bulk

    https://walton.uark.edu/insights/posts/the-high-cost-of-low-income.php

    https://www.rts.com/resources/guides/food-waste-america/

    Co-Hosts

    Lizzy Marie, CAIA, is a strategist, alternative investments expert, and a founding partner of Pursuit Funds. Follow Lizzy: Instagram | TikTok

    Lissa Lumutenga, CFP®, AFC®, is a personal finance expert and content creator. Follow Lissa: YouTube | Instagram | TikTok | LinkedIn

     

    Credits

    ► Produced by Lizzy Marie and Lissa Lumutenga

    ► Artwork by Lizzy Marie

    ► Music by Lissa Lumutenga, Net Net Podcast “Theme Song”

     

    Talk to us

    Hit us up, let us know what you think: IS IT WORTH IT? 💸

     

    Disclaimer

    This podcast is for educational, informational, and entertainment purposes only, and should not be constituted as financial advice or any other kind of professional advice. Views and opinions are our own, and Net Net Podcast does not serve as a substitute for personalized financial guidance tailored to your specific situation.

    Remember to always do YOUR own research, consult a professional as needed, and feel empowered to make your own decisions!

    37 min
  • Is budgeting worth it?

    Lizzy and Lissa break down the hidden costs – financial and otherwise – of budgeting. They talk about why budgets often fail, how different methods work for different people, and the emotional baggage that comes with managing money. Budgeting can be a source of empowerment or anxiety, depending on how it’s approached. This episode explores how to find a balance that actually works for real life.

     

    Main Topics

    00:00 Introduction

    01:25 Running The Numbers Segment

    05:37 Challenges and Tools for Budgeting

    10:10 Different Approaches to Budgeting

    13:31 Loose Budgeting

    20:25 Building Financial Confidence

    23:12 The Costs of Budgeting

    24:48 Emotional and Relationship Impacts

    29:12 Alternative to Traditional Budgeting

    32:36 20 Cents Segment

     

    References for Statistics

    https://www.debt.com/research/best-way-to-budget/

    https://www.intuit.com/blog/innovative-thinking/beyond-the-budget/

    Co-Hosts

    Lizzy Marie, CAIA, is a strategist, alternative investments expert, and a founding partner of Pursuit Funds. Follow Lizzy: Instagram | TikTok

    Lissa Lumutenga, CFP®, AFC®, is a personal finance expert and content creator. Follow Lissa: YouTube | Instagram | TikTok | LinkedIn

     

    Credits

    ► Produced by Lizzy Marie and Lissa Lumutenga

    ► Artwork by Lizzy Marie

    ► Music by Lissa Lumutenga, Net Net Podcast “Theme Song”

     

    Talk to us

    Hit us up, let us know what you think: IS IT WORTH IT? 💸

     

    Disclaimer

    This podcast is for educational, informational, and entertainment purposes only, and should not be constituted as financial advice or any other kind of professional advice. Views and opinions are our own, and Net Net Podcast does not serve as a substitute for personalized financial guidance tailored to your specific situation.

    Remember to always do YOUR own research, consult a professional as needed, and feel empowered to make your own decisions!

    38 min
  • Are prenups worth it? feat. Raymond Hekmat

    Lizzy and Lissa break down the hidden costs – financial and otherwise – of prenups. While some people see prenups as a sign of distrust or associate them with divorce and greed, others view them as a practical necessity before getting married. In this episode, Lizzy and Lissa talk with Raymond Hekmat, a California-based family attorney. Together, they unpack common myths and misconceptions about prenups and explore whether they’re worth having.

     

    Main Topics

    00:00 Introduction

    01:18 Running The Numbers Segment

    02:20 Meet Our Guest, Raymond Hekmat

    04:03 The Importance of Prenups

    08:24 Prenups vs. Postnups

    11:58 Navigating Prenup Discussions

    19:49 Personal Experiences and Misconceptions

    24:54 Financial Growth and Relationship Dynamics

    25:19 Infidelity and Legal Protections

    30:50 Costs and Timelines of Prenups

    35:23 Unique Prenup Provisions

    40:02 20 Cents Segment

     

    References for Statistics

    https://helloprenup.com/prenup-statistics-2024-comprehensive-insights-into-prenuptial-agreements/

    https://investors.legalzoom.com/news-releases/news-release-details/legalzoom-encourages-couples-consider-prenuptial-agreements

    https://www.newsweek.com/more-americans-are-signing-prenups-1838768

     

    Check Out Raymond on: Instagram | TikTok

    Website: https://hekmatfamilylaw.com/

    Co-Hosts

    Lizzy Marie, CAIA, is a strategist, alternative investments expert, and a founding partner of Pursuit Funds. Follow Lizzy: Instagram | TikTok

    Lissa Lumutenga, CFP®, AFC®, is a personal finance expert and content creator. Follow Lissa: YouTube | Instagram | TikTok | LinkedIn

     

    Credits

    ► Produced by Lizzy Marie and Lissa Lumutenga

    ► Artwork by Lizzy Marie

    ► Music by Lissa Lumutenga, Net Net Podcast “Theme Song”

     

    Talk to us

    Hit us up, let us know what you think: IS IT WORTH IT? 💸

     

    Disclaimer

    This podcast is for educational, informational, and entertainment purposes only, and should not be constituted as financial advice or any other kind of professional advice. Views and opinions are our own, and Net Net Podcast does not serve as a substitute for personalized financial guidance tailored to your specific situation.

    Remember to always do YOUR own research, consult a professional as needed, and feel empowered to make your own decisions!

    46 min
  • Is minimalism worth it?

    Lizzy and Lissa break down the hidden costs – financial and otherwise – of minimalism. Is owning less truly freeing, or can it become restrictive and performative? They explore when minimalism adds clarity and when it just adds pressure, especially across different incomes and cultures.

    Main Topics

    00:00 Introduction

    01:02 Running The Numbers Segment

    02:27 Minimalism in Design

    03:42 Minimalism in Daily Life

    06:54 Emotional Attachment to Possessions

    14:30 Cultural & Family Influences Against Minimalism

    24:09 Costs of Minimalism

    28:55 Balancing Minimalism vs Functionality

    31:27 The Struggle with Clutter

    35:56 Designing Functional Spaces

    44:34 20 Cents Segment

     

    References for Statistics

    https://today.yougov.com/topics/society/survey-results/daily/2023/04/21/9540a/1

    https://pmc.ncbi.nlm.nih.gov/articles/PMC10249935/

    https://civicscience.com/minimalism-seems-more-a-necessity-than-a-lifestyle-choice-in-2021/

    https://civicscience.com/americans-arent-minimalists/

    Co-Hosts

    Lizzy Marie, CAIA, is a strategist, alternative investments expert, and a founding partner of Pursuit Funds. Follow Lizzy: Instagram | TikTok

    Lissa Lumutenga, CFP®, AFC®, is a personal finance expert and content creator. Follow Lissa: YouTube | Instagram | TikTok | LinkedIn

     

    Credits

    ► Produced by Lizzy Marie and Lissa Lumutenga

    ► Artwork by Lizzy Marie

    ► Music by Lissa Lumutenga, Net Net Podcast “Theme Song”

     

    Talk to us

    Hit us up, let us know what you think: IS IT WORTH IT? 💸

     

    Disclaimer

    This podcast is for educational, informational, and entertainment purposes only, and should not be constituted as financial advice or any other kind of professional advice. Views and opinions are our own, and Net Net Podcast does not serve as a substitute for personalized financial guidance tailored to your specific situation.

    Remember to always do YOUR own research, consult a professional as needed, and feel empowered to make your own decisions!

    49 min
  • Are digital detoxes worth it?

    Lizzy and Lissa break down the hidden costs – financial and otherwise – of digital detoxes. They dive into screen-time guilt, generational shifts, and the rise of tech-free wellness trends. While some people unplug for peace of mind, others find disconnection brings a different kind of stress. This episode explores how logging off can help – or sometimes complicate – modern life.

     

    Main Topics

    00:00 Introduction to Digital Detoxes

    01:10 Running The Numbers Segment

    02:35 The Costs of Digital Detox

    08:38 Detoxing from Social Media

    17:40 Managing Notifications and Digital Habits

    24:13 Mindless Social Media Habits

    26:52 Generational Differences in Digital Interaction

    30:21 The Stigma of Not Using Social Media

    36:41 Safety Concerns with Being Offline

    39:47 20 Cents Segment

     

    References for Statistics

    https://www.statista.com/statistics/1342542/us-users-frequency-digital-detox/

    https://www2.deloitte.com/us/en/insights/technology-management/survey-users-admit-to-smartphone-overuse-implement-digital-detox.html

    https://health.arizona.edu/digital-detox

    https://pmc.ncbi.nlm.nih.gov/articles/PMC11392003/

    Co-Hosts

    Lizzy Marie, CAIA, is a strategist, alternative investments expert, and a founding partner of Pursuit Funds. Follow Lizzy: Instagram | TikTok

    Lissa Lumutenga, CFP®, AFC®, is a personal finance expert and content creator. Follow Lissa: YouTube | Instagram | TikTok | LinkedIn

     

    Credits

    ► Produced by Lizzy Marie and Lissa Lumutenga

    ► Artwork by Lizzy Marie

    ► Music by Lissa Lumutenga, Net Net Podcast “Theme Song”

     

    Talk to us

    Hit us up, let us know what you think: IS IT WORTH IT? 💸

     

    Disclaimer

    This podcast is for educational, informational, and entertainment purposes only, and should not be constituted as financial advice or any other kind of professional advice. Views and opinions are our own, and Net Net Podcast does not serve as a substitute for personalized financial guidance tailored to your specific situation.

    Remember to always do YOUR own research, consult a professional as needed, and feel empowered to make your own decisions!

    44 min

About Net Net

From the publisher's feed

Net Net Podcast analyzes hidden costs and empowers you to make your own damn decisions – financial and otherwise. In each episode, best friends Lizzy and Lissa talk about a different facet of life to…