#107 - Welcome to the first episode of 2025! It’s the perfect time to set the foundation for financial success this year. In this episode, we’ll walk you through the steps to create a fresh budget, reflect on your 2024 spending habits, and set realistic goals for 2025. Whether you’re working to pay off debt, save for a big goal, or simply take control of your finances, this episode is packed with actionable tips to help you start strong. Let’s make this your best financial year yet!

What You’ll Learn in This Episode:

1. Why the new year is the best time to reevaluate your finances.
2. A step-by-step guide to creating a budget from scratch.
3. How to set SMART financial goals for 2025.
4. Tools and resources to track your spending and savings.
5. Tips for maintaining motivation throughout the year.

Action Steps:

• Reflect on your 2024 spending habits: What worked, and what needs improvement?
• Create a simple monthly budget to track income, expenses, and savings.
• Write down 2-3 financial goals for 2025 and make them specific and measurable.
• Download a budgeting app or use a printable tracker to stay organized.

Share Your Goals!

We’d love to hear about your 2025 financial goals! Share them on Instagram or in our Facebook group using the hashtag #DebtFreeLatinaGoals. Let’s inspire each other to stay accountable this year.

Follow & Subscribe:

If you enjoyed this episode, subscribe to the Debt-Free Latina Podcast so you never miss an update. Don’t forget to leave a review and share this episode with a friend ready to start their financial journey!