What is occurring right now and what you can do to make this year the best for yourself, your family and your career. I take time between the Calendar New Year and the Lunar New Year to observe and reflect. 

Since we work with Insurance, we see a lot of activity around the new year and there are things that can be down through the year to improve. This is the moment of time that we see who prepared for the new year and who pushed it aside last year.

This is a great moment to take steps to move to a better position.