Is housing finally getting more affordable in 2026? For the past few years, many buyers felt like they were chasing prices that kept moving out of reach. Rates were high, values were climbing fast, and it felt hard to get ahead. Today, I’m breaking down what I’m seeing locally in the Southern Tier and Finger Lakes and why affordability may be improving. Learn how lower mortgage rates, slower price growth, and New York’s affordability index all factor into your buying power. If you’ve been waiting for the right time to get back in the market, this might be it. Take a look at the full update