According to a recent WalletHub survey, 52% of Americans are planning to make finance-related New Year’s resolutions for 2025. A big trend on social media is creating strict rules for a no buy 2025. Chip Lupo, Writer and Analyst with Wallethub joins the show to explain how we can we realistically stay on budget and cut back spending in 2025. Dave and Debbie discuss their financial resolutions for the new year and take listener calls on how they are cutting back spending.