What if I told you co-signing a car loan could be the worst financial mistake of your life? You think you’re just helping out—a small favor for a friend or family member. But what happens when they stop paying? When did the car get repossessed? When the bank comes after you for every last dime?

I’ve seen it too many times—good people trapped in financial nightmares because they said yes when they should have run. So let me be clear: never, ever co-sign a car loan. No matter what. Want to know why? Let’s talk.