Behind the Sold Sign

“NO Credit Score? NO Problem — The Fannie Mae Update Every AZ Buyer Needs in 2026”


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Fannie Mae just flipped the script for Arizona homebuyers — and most people have no idea this even exists. In this episode, Joe breaks down the brand-new No-Credit-Score approval option that is opening the doors for thousands of buyers who thought they needed “perfect credit” to own a home.

You’ll learn:
🔥 How buyers with no scorethin credit, or credit challenges can now qualify
🔥 What manual underwriting really is (and why it helps YOU)
🔥 What lenders actually check: rent history, utilities, bank cash-flow & more
🔥 Why this is a game-changer for first-time buyers in Tucson, Marana, Vail, Sahuarita, Casa Grande & Phoenix suburbs
🔥 Real examples of who this helps — veterans, young buyers, self-employed, ITIN buyers & renters tired of waiting
🔥 How this rule makes getting into a home in 2025 easier than ever

If you’ve been thinking “I want to buy, but my credit isn’t there yet…” THIS is your episode.

📲 Want to see if YOU qualify?
Text “NO SCORE” to 520-406-2201 and Joe will walk you through the new options step-by-step.

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Behind the Sold SignBy Joe Ramirez