Hour 2: Individual chatbots are becoming normalized...and they're very expensive.
Ask HTM: Stephanie wants to know how to proceed with her investing goals after maxing out her Roth IRA. Elon Musk says saving for retirement is soon to become irrelevant thanks to AI. We still suggest saving and investing for your future though! Also, should all the Greenland talk change how we invest?
Ask HTM: Rickey disagrees with Matt and Joel about the validity of car debt.

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