02:32 - NO bad products, just bad fit/timing. I don’t believe there is anything inherently bad when it comes to insurance products, but there are definitely certain products that won’t be a good fit for you at certain times of your life. 

06:55 - Why no one ever EVER buys term life insurance? “Renting” vs buying!

07:30 - Renting vs buying a home, comparison to life insurance.

12:10 - What does permanent life insurance DO? Debunking “permanent life insurance is always bad!”