The Spirited Agent

No Paycheck, No Pappy: The Case for Covering Your Income


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🥃 Drink of the Day: Four Roses Single Barrel, Barrel Strength – OESO

In this episode of The Spirited Agent, Jason and Matt raise a glass of the bold and complex Four Roses Single Barrel, Barrel Strength (OESO), a high-proof pour packed with spice and depth and explore a topic that’s just as powerful (but often overlooked): disability insurance.

We dig into:

  • Why protecting your income is foundational to protecting everything else—your savings, your lifestyle, your long-term goals
  • What makes someone a great candidate for DI (spoiler: it’s more people than you think)
  • The most common myths and mental roadblocks clients have around DI and how to gently reframe them
  • How to position disability coverage as a core component of a financial strategy, not an afterthought
  • Real stories that illustrate just how quickly an injury or illness can derail even the best-laid plans

If your paycheck fuels your life, protecting it should be non-negotiable. This episode is a must-listen for advisors and agents who want to bring real value, and real protection, to their clients.

Pour something strong and join us.

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The Spirited AgentBy Millennium Brokerage Group