Gifts may be nice in your personal life, but in the world of subrogation a voluntary payment can turn an insurer into an "officious intermeddler," without a right to recovery. What makes a payment voluntary, and who is responsible for proving it?

On this week's episode, join Rebecca and Steve as they discuss contract language, what the parties knew and when they knew it, and when issues of public policy come into play to make sure that your good claim handling does not turn into an unrecoverable gift.