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Fiat currencies are failing fast. Blockchain finance is too complex for most people to understand and deploy in their everyday business. Crypto may be rendered unsecured by A.I. in the near future. Gold and physical assets or commodities are too cumbersome for use in real trade...so, if currency sinks, what comes next? Is there a backup system of value exchange and value storage that can be developed and introduced in time to keep the nation from plunging into darkness? Who would the ultimate innovator be that could feasibly invent the future of money? Where would the primary resistance to change come from?

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