If saving for a 20% down payment is holding you back from buying a home in Colorado, it might be time to reconsider your approach. The truth is, there are several options that let you buy with much less upfront. That's why today, I’ll explain how FHA, VA, and other low down payment programs will allow you to be a homeowner without paying a 20% down payment and share how my clients are using them to become homeowners faster. You’ll also see why trying to out-save a rising market doesn’t always pay off. Get the full breakdown in my latest video.