How much money did you save last year? If you didn’t save at least 10% of your earnings, you didn’t save enough. If your savings in 2019 fell short, the only solution is to take charge of your financial future right now and start saving more money.

Saving money doesn’t have to be hard work. In fact, many successful savers have found simple ways to cut spending and increase their savings. Here are some tips to help you get started and stay on track.