📞 Schedule a time to meet with Bill here: https://calendly.com/blitton/

📲 Text “LEND” to 21000 to schedule a free 15–20 minute consultation with Bill

Most homebuyers know to avoid major credit moves or switching jobs during the mortgage process, but what about the mistakes that don’t show up on every checklist? In this episode, Bill breaks down the lesser-known mortgage missteps that trip up even financially responsible buyers. Maybe you have an 800 credit score, a million in the bank, or even a paid-off home, but these overlooked issues may still derail your loan or raise your rate.

Here’s what we discuss in this episode:

🧾 Retirees may struggle to qualify—even with assets and equity—if income is low

⚠️ One late credit card payment causes more damage than you’d think

📉 A high credit score and big bank balance doesn’t guarantee approval

💸 Lenders need to source where your money came from, not just that you have it

🧱 The 4 pillars of pre-approval and how to make sure they’re all solid

 

CONTACT:

Schedule a time to meet with Bill here: https://calendly.com/blitton/

Visit the Smart Mortgage Show website for more podcasts, videos and mortgage info: https://smartmortgageshow.com/

Call: 484-352-4151.

Check us out on YouTube: https://bit.ly/3KbUxAF