Loan assumptions can offer incredible savings—but only if you know what to look for. In this episode, Mike Baltazar explains why not every assumable mortgage is a great deal. He breaks down key factors like remaining loan balance, amortization term, monthly mortgage insurance, and total cash-to-close—so you can evaluate whether that low rate actually works in your favor.

Whether you're a first-time buyer, investor, or agent, this episode will help you avoid costly mistakes and make smarter decisions when pursuing loan assumptions in 2025.

Topics Covered:

• FHA vs. VA assumable loan differences

• Why remaining term and balance matter

• How MIP impacts affordability

• Real-world comparison examples

• How MBX helps you analyze deals strategically

Have a property you’re considering? Let’s crunch the numbers together.
📞 Call/Text Mike Baltazar: 520-490-9608
📩 Email: [email protected]
🔎 Visit: LoanAssumptionHomes.com