Not Another Money Podcast

In this week’s episode of Not Another Money Podcast, I’m joined by Ps Leighton Ainsworth, author of Marriage Works, for an honest conversation about what really holds a marriage together.

We talk about love, faith, character, money, conflict, forgiveness, and the mindset needed to build a lasting relationship.

From the importance of open conversations before marriage, to navigating debt, raising children, planning financially as a couple, and dealing with the pressures that come with real life, this episode is packed with wisdom and practical insight.

We also discuss:

• Why secrecy around money causes problems in marriage
• What makes someone husband or wife material
• Whether marriage gets easier with time
• How couples can stay united through pressure
• Financial lessons many people learn too late

Whether you’re married, preparing for marriage, dating intentionally, or simply thinking more deeply about relationships and money, this is a conversation worth listening to.

Buy Leighton's book: "Marriage Works: Building a stronger marriage" https://amzn.to/3PffEdl

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Connect with Leighton: https://www.instagram.com/evangelistleighton

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Does spending more money really mean someone is more serious about you?

In this episode, I’m unpacking the difference between frugal love and cheap behaviour, and why confusing the two can lead to unnecessary pressure, poor decisions, and performative relationships.

This is not about struggle love, settling, or lowering your standards. It’s about understanding that character, consistency, and shared values matter more than flashy dates or designer gifts.

We talk about social media pressure, dating expectations, frugal dates that actually deepen connection, and why peace of mind will always matter more than appearances.

If you’re dating, engaged, or thinking about marriage, this episode will help you slow down, think clearly, and focus on what really lasts.

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Money doesn’t cause problems in marriage.

Unspoken expectations do.

In this episode of Not Another Money Podcast, I’m talking about the money conversations couples need to have before marriage, not to kill the romance, but to protect the relationship.

We go way beyond who pays on the first date and into the real stuff people often avoid:

• What money actually means to you

• Debt, spending habits, and financial reality

• Work, roles, provision, and expectations after kids

• How you each respond when money gets tight

• Saving, giving, values, and priorities

• How financial decisions are really made

Most money issues aren’t about numbers. They’re about assumptions that were never said out loud.

This episode isn’t about having everything figured out, being debt-free, or agreeing on every detail.
It is about honesty, openness, and building a marriage that can handle real life, and not just the highlight reel.

Whether you’re dating, engaged, or thinking about marriage one day, these conversations matter more than you think.

Listen, reflect, and share this with someone you’re building with.

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For the longest time, the word frugal has had a really bad reputation.

When we hear “frugal living,” we think deprivation, scarcity, penny-pinching, and saying no to every pleasure in life. But that couldn’t be further from the truth - especially in 2026.

In this episode of Not Another Money Podcast, I’m flipping the idea of frugal living on its head and sharing why I’m fully embracing it this year. Not as a form of restriction, but as a way to live more intentionally, reduce financial pressure, and align my money with what actually matters.

We’ll debunk some common myths around frugality, talk about the difference between being cheap and being intentional, and explore why frugal living isn’t a sign you’re failing financially - it’s often the reason people win in the long run.

I also share practical, real-life ways to be more frugal in 2026, including:

• creating a budget that actually reflects your values

• planning meals and reducing food waste

• shopping your home before buying new

• embracing second-hand without shame

• negotiating bills and contracts

• using cashback and rewards properly

• cutting energy costs and everyday overspending

  
  

  This episode isn’t about going without.
  It’s about needing less, stressing less, and living with more purpose.

  If you’ve ever felt stretched, behind, or pressured by comparison, this conversation is for you.

Read the latest blog post: https://linkly.link/2ZYPf

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In this episode of Not Another Money Podcast, Tolu Frimpong explores the quiet ways digital spending erodes our finances and why so many people feel stuck with money despite “not overspending.”

From forgotten subscriptions to free trials that quietly rolled on, this episode breaks down how digital convenience creates small, consistent leaks in our budgets and what to do about them. This isn’t about cutting joy or depriving yourself. It’s about awareness, intention, and redirecting your money towards what actually matters.

With practical guidance and honest reflection, Tolu walks through how to do a proper subscription audit, how to decide what’s worth keeping, and why cancelling isn’t failure but correction.

Key Highlights:

• The silent drain: Why subscriptions hurt more than we realise

• The subscription audit: Where to look so you don’t miss hidden payments

• Free trials explained: Why they’re rarely “free”

• The keep or cut test: How to decide without guilt or overthinking

• Small leaks, big impact: Why monthly habits matter more than big expenses

• Beyond the money: The mental clarity that comes from digital decluttering

• Making it stick: How to avoid subscription creep going forward

This episode is for anyone who feels like their money should be going further and wants a calmer, more intentional approach to managing it.

Not Another Money Podcast is your go-to space for honest money conversations, practical guidance, and real-life financial habits that fit around family life.

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Keywords:
Digital declutter, subscriptions, spending habits, money leaks, budgeting, financial habits, intentional living, money mindset, cost of living, family finances, personal finance podcast, money awareness, financial clarity, reducing expenses.

In this episode of Not Another Money Podcast, Tolu Frimpong shares a realistic and compassionate approach to managing money in January when finances feel tight. Instead of focusing on big goals or “new year, new me” pressure, this episode centres on stabilising, protecting your peace, and navigating a financially heavy season with intention and honesty.

Packed with practical reflections and real-life insight, this episode explores how to approach money without shame, overwhelm, or unrealistic expectations — especially at the start of the year.

Key Highlights:
Stabilising over thriving: Why January doesn’t have to be about big goals or dramatic change.
Understanding the January squeeze: How December spending, bills, and routine changes impact finances.
Looking at the numbers gently: Reviewing your finances without judgement or avoidance.
One focus is enough: Choosing a single money priority instead of trying to fix everything at once.
Setting money boundaries: Simple guardrails that reduce stress and decision fatigue.
Tracking for visibility: Why awareness matters more than perfection when money feels tight.

This episode sets the tone for a more grounded, intentional approach to money — one that values stability, clarity, and peace just as much as growth.

Not Another Money Podcast is your go-to platform for honest conversations, practical guidance, and real-life money stories. Hosted by Tolu Frimpong, each episode is designed to support you in managing your finances in a way that fits real family life.

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Keywords:
budgeting, January money reset, financial stability, money mindset, intentional living, money boundaries, tracking expenses, personal finance, money management, cost of living, financial habits, overcoming financial challenges, family finances, financial wellbeing, podcast highlights, practical money tips.

Ever felt overlooked, undervalued, or stuck in your career? Imagine doubling your salary within 90 days or landing your dream role without endless applications. This week, I’m joined by Career Coach Simi Awokoya, who shares her proven strategies for securing significant salary increases (£10k-£50k!) and making career moves that transform lives.

What We Cover:

• How Simi turned a denied pay rise into a salary DOUBLE
• Why job "security" is a myth and what truly protects your career
• Negotiation tactics to secure higher pay & better benefits (think 4-day workweeks!)
• Overcoming imposter syndrome to confidently land senior roles
• How applying to FEWER jobs actually lands you MORE offers

This episode is perfect for:

• Women who feel stuck or undervalued at work
• Professionals ready to confidently negotiate salaries and career transitions
• Anyone seeking real, actionable advice for career advancement
• 
  

Your career breakthrough starts now—don’t miss this episode!

Not Another Money Podcast is your go-to platform for real money, business, and digital success conversations, hosted by Tolu Frimpong. Subscribe for expert advice & inspiring stories that will help you grow!

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Connect With Simi:

Instagram: @coachsimi

LinkedIn: Simi Awokoya

Website:

Book: Job Search to Job Secured – Available on Amazon

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How to Build a 6-Figure Investment Portfolio & What You Need to Know About Growing Your Money!

Most people think investing is only for the wealthy—but what if you could start with just £10 a month?

This week, I’m joined by Ato, the founder of Savvy Wallet, to break down everything you need to know about investing, building wealth, and making your money work for you—without the confusion, jargon, or fear.

🔑 What We Cover:
✅ How Ato Went from Hesitant to Confident Investor – Overcoming fear and actually starting
✅ Investing vs. Saving – Why saving alone won’t build wealth
✅ Index Funds vs. Individual Stocks – The best place to start for beginners
✅ How to Invest in a Way That Actually Makes Sense for You – No hype, no stress
✅ The Investing Mistakes That Lose People Money – And how to avoid them
Beating Inflation & Growing Wealth Over Time – Why long-term investing is key

This episode is for:
People who want to invest but don’t know where to start
Anyone tired of their money losing value in a savings account
Aspiring entrepreneurs & wealth builders looking for smart strategies
Anyone who thinks investing is “too risky” and wants the real truth

Investing isn’t just for the rich—it’s for YOU. You don’t need thousands to get started. You don’t need to “time the market.” You just need a plan.

Listen now and take control of your financial future

Connect With Ato:
Instagram: @savvywallet
YouTube: Savvy Wallet

Want to learn more? Here are some resources Ato recommends:

• Vanguard UK – Index funds & ETFs
• Investopedia – Investing basics & market insights

Not Another Money Podcast is hosted by Tolu Frimpong, bringing you real, honest conversations about money, business & building wealth.

Don’t forget to subscribe! New episodes every week!

What does it take to be a well-paid content creator while raising young children? How do you stay consistent and avoid burnout?

Meet Desreen —an ifluener/content creator and mum who has built a growing audience of over 70,000 while navigating the challenges of parenthood.

In this episode, she shares her honest experiences, from struggling to film videos with toddlers around to overcoming self-doubt and learning what content works best for her audience.

Who should listen?

• Parents who want to balance content creation with family life
• Aspiring influencers looking for motivation & practical tips
• Anyone afraid of starting and putting themselves out there
• Digital creators who struggle with consistency & engagement

What’s inside this episode?

• The challenges of being a content creator & a mum
• How to create content even when life is busy
• Overcoming self-doubt & ignoring imposter syndrome
• Understanding what content works & how to grow an audience
• Why ChatGPT is her go-to tool for content ideas
• The mindset shift you need to stop overthinking & just start

Not Another Money Podcast is your go-to platform for real money, business, and digital success conversations, hosted by Tolu Frimpong. Subscribe for expert advice & inspiring stories that will help you grow!

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►Email: ⁠⁠[email protected]⁠

Connect With Desreen:Instagram: ⁠@Des_reen⁠YouTube: ⁠Life With Desreen⁠TikTok: ⁠@LifeWithDesreen⁠

What if young people learned about money the right way from the start?

Meet Kia Commodore, founder of Pennies to Pounds, who started her first business at just 11 years old! Thanks to lessons from her parents, she built her own path to financial success—and now she’s teaching others how to do the same. Kia also recently published a financial literacy book for children called How to Handle Money

Who should listen?

• Parents looking to teach their kids smart money habits
• Young entrepreneurs who want to learn from Kia’s journey
• Educators & youth mentors guiding the next generation
• Anyone curious about AI’s role in finance & business

What’s inside this episode?

• Kia’s Journey: From Young Business Owner to Finance Leader
• How Parents Can Teach Kids About Money – Lessons from Kia’s own upbringing
• Why Betting on Yourself Matters – The bold moves that led to her success
• AI & The Future of Business – How young people can stay ahead
• Fixing Financial Education – Making money simple & accessible

Get Kia’s book 'How to Handle Money' here

Not Another Money Podcast is your go-to platform for real money and business conversations, hosted by Tolu Frimpong. Subscribe for expert advice and inspiring stories that will help you transform your financial future.

Connect With Kia:

Website: ⁠penniestopounds.com

⁠Instagram:⁠ @penniestopoundspod

Get in touch:

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►Email: ⁠[email protected]⁠

Parents, young children, financial literacy, money management, entrepreneurship, young entrepreneurs, teaching kids about money, financial education, Kia Commodore, Pennies to Pounds, budgeting, saving, investing, financial habits, building wealth, generational wealth, money conversations, financial independence, side hustles, business success, viral success, chasing impact, financial confidence, money mindset, schools and financial education, raising financially smart kids, media appearances, brand partnerships, personal finance, smart money choices, financial success, financial role models.

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