In this episode of Not Another Money Podcast, Tolu Frimpong shares a realistic and compassionate approach to managing money in January when finances feel tight. Instead of focusing on big goals or “new year, new me” pressure, this episode centres on stabilising, protecting your peace, and navigating a financially heavy season with intention and honesty.

Packed with practical reflections and real-life insight, this episode explores how to approach money without shame, overwhelm, or unrealistic expectations — especially at the start of the year.

Key Highlights:
Stabilising over thriving: Why January doesn’t have to be about big goals or dramatic change.
Understanding the January squeeze: How December spending, bills, and routine changes impact finances.
Looking at the numbers gently: Reviewing your finances without judgement or avoidance.
One focus is enough: Choosing a single money priority instead of trying to fix everything at once.
Setting money boundaries: Simple guardrails that reduce stress and decision fatigue.
Tracking for visibility: Why awareness matters more than perfection when money feels tight.

This episode sets the tone for a more grounded, intentional approach to money — one that values stability, clarity, and peace just as much as growth.

Not Another Money Podcast is your go-to platform for honest conversations, practical guidance, and real-life money stories. Hosted by Tolu Frimpong, each episode is designed to support you in managing your finances in a way that fits real family life.

Get in touch:⁠⁠⁠⁠⁠
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Keywords:
budgeting, January money reset, financial stability, money mindset, intentional living, money boundaries, tracking expenses, personal finance, money management, cost of living, financial habits, overcoming financial challenges, family finances, financial wellbeing, podcast highlights, practical money tips.

Ever felt overlooked, undervalued, or stuck in your career? Imagine doubling your salary within 90 days or landing your dream role without endless applications. This week, I’m joined by Career Coach Simi Awokoya, who shares her proven strategies for securing significant salary increases (£10k-£50k!) and making career moves that transform lives.

What We Cover:

• How Simi turned a denied pay rise into a salary DOUBLE
• Why job "security" is a myth and what truly protects your career
• Negotiation tactics to secure higher pay & better benefits (think 4-day workweeks!)
• Overcoming imposter syndrome to confidently land senior roles
• How applying to FEWER jobs actually lands you MORE offers

This episode is perfect for:

• Women who feel stuck or undervalued at work
• Professionals ready to confidently negotiate salaries and career transitions
• Anyone seeking real, actionable advice for career advancement
• 
  

Your career breakthrough starts now—don’t miss this episode!

Not Another Money Podcast is your go-to platform for real money, business, and digital success conversations, hosted by Tolu Frimpong. Subscribe for expert advice & inspiring stories that will help you grow!

Loved this episode? ⁠⁠Follow⁠⁠⁠ & leave a review to help others find it!

Get in touch:

►Submit Dilemmas:⁠⁠⁠[email protected]⁠⁠

⁠⁠⁠⁠⁠►Newsletter: ⁠⁠⁠T-MoneyNews⁠⁠⁠

►Blog:⁠⁠ ⁠www.tolufrimpong.com⁠⁠⁠

►Instagram: ⁠⁠⁠@tolufrimpong⁠⁠⁠

►Email: ⁠⁠⁠[email protected]⁠⁠

Connect With Simi:

Instagram: @coachsimi

LinkedIn: Simi Awokoya

Website:

Book: Job Search to Job Secured – Available on Amazon

Don’t forget to subscribe for weekly episodes!

How to Build a 6-Figure Investment Portfolio & What You Need to Know About Growing Your Money!

Most people think investing is only for the wealthy—but what if you could start with just £10 a month?

This week, I’m joined by Ato, the founder of Savvy Wallet, to break down everything you need to know about investing, building wealth, and making your money work for you—without the confusion, jargon, or fear.

🔑 What We Cover:
✅ How Ato Went from Hesitant to Confident Investor – Overcoming fear and actually starting
✅ Investing vs. Saving – Why saving alone won’t build wealth
✅ Index Funds vs. Individual Stocks – The best place to start for beginners
✅ How to Invest in a Way That Actually Makes Sense for You – No hype, no stress
✅ The Investing Mistakes That Lose People Money – And how to avoid them
Beating Inflation & Growing Wealth Over Time – Why long-term investing is key

This episode is for:
People who want to invest but don’t know where to start
Anyone tired of their money losing value in a savings account
Aspiring entrepreneurs & wealth builders looking for smart strategies
Anyone who thinks investing is “too risky” and wants the real truth

Investing isn’t just for the rich—it’s for YOU. You don’t need thousands to get started. You don’t need to “time the market.” You just need a plan.

Listen now and take control of your financial future

Connect With Ato:
Instagram: @savvywallet
YouTube: Savvy Wallet

Want to learn more? Here are some resources Ato recommends:

• Vanguard UK – Index funds & ETFs
• Investopedia – Investing basics & market insights

Not Another Money Podcast is hosted by Tolu Frimpong, bringing you real, honest conversations about money, business & building wealth.

Don’t forget to subscribe! New episodes every week!

What does it take to be a well-paid content creator while raising young children? How do you stay consistent and avoid burnout?

Meet Desreen —an ifluener/content creator and mum who has built a growing audience of over 70,000 while navigating the challenges of parenthood.

In this episode, she shares her honest experiences, from struggling to film videos with toddlers around to overcoming self-doubt and learning what content works best for her audience.

Who should listen?

• Parents who want to balance content creation with family life
• Aspiring influencers looking for motivation & practical tips
• Anyone afraid of starting and putting themselves out there
• Digital creators who struggle with consistency & engagement

What’s inside this episode?

• The challenges of being a content creator & a mum
• How to create content even when life is busy
• Overcoming self-doubt & ignoring imposter syndrome
• Understanding what content works & how to grow an audience
• Why ChatGPT is her go-to tool for content ideas
• The mindset shift you need to stop overthinking & just start

Not Another Money Podcast is your go-to platform for real money, business, and digital success conversations, hosted by Tolu Frimpong. Subscribe for expert advice & inspiring stories that will help you grow!

Loved this episode? ⁠Follow⁠⁠ & leave a review to help others find it!

Get in touch:

►Submit Dilemmas:⁠⁠[email protected]⁠

⁠⁠⁠►Newsletter: ⁠⁠T-MoneyNews⁠⁠

►Blog:⁠ ⁠www.tolufrimpong.com⁠⁠

►Instagram: ⁠⁠@tolufrimpong⁠⁠

►Email: ⁠⁠[email protected]⁠

Connect With Desreen:Instagram: ⁠@Des_reen⁠YouTube: ⁠Life With Desreen⁠TikTok: ⁠@LifeWithDesreen⁠

What if young people learned about money the right way from the start?

Meet Kia Commodore, founder of Pennies to Pounds, who started her first business at just 11 years old! Thanks to lessons from her parents, she built her own path to financial success—and now she’s teaching others how to do the same. Kia also recently published a financial literacy book for children called How to Handle Money

Who should listen?

• Parents looking to teach their kids smart money habits
• Young entrepreneurs who want to learn from Kia’s journey
• Educators & youth mentors guiding the next generation
• Anyone curious about AI’s role in finance & business

What’s inside this episode?

• Kia’s Journey: From Young Business Owner to Finance Leader
• How Parents Can Teach Kids About Money – Lessons from Kia’s own upbringing
• Why Betting on Yourself Matters – The bold moves that led to her success
• AI & The Future of Business – How young people can stay ahead
• Fixing Financial Education – Making money simple & accessible

Get Kia’s book 'How to Handle Money' here

Not Another Money Podcast is your go-to platform for real money and business conversations, hosted by Tolu Frimpong. Subscribe for expert advice and inspiring stories that will help you transform your financial future.

Connect With Kia:

Website: ⁠penniestopounds.com

⁠Instagram:⁠ @penniestopoundspod

Get in touch:

►Submit Dilemmas:⁠[email protected]

⁠►Newsletter: ⁠T-MoneyNews⁠

►Blog: ⁠www.tolufrimpong.com⁠

►Instagram: ⁠@tolufrimpong⁠

►Email: ⁠[email protected]⁠

Parents, young children, financial literacy, money management, entrepreneurship, young entrepreneurs, teaching kids about money, financial education, Kia Commodore, Pennies to Pounds, budgeting, saving, investing, financial habits, building wealth, generational wealth, money conversations, financial independence, side hustles, business success, viral success, chasing impact, financial confidence, money mindset, schools and financial education, raising financially smart kids, media appearances, brand partnerships, personal finance, smart money choices, financial success, financial role models.

Loved this episode? Follow⁠ & leave a review to help others find it!

In this insightful episode ofNot Another Money Podcast, Daniella Genas BA, MA, MBA, business strategist and founder ofBe The Boss International, shares her raw and unfiltered journey of entrepreneurship. From running a thriving six-figure business to experiencing financial struggles and ultimately rebuilding, Daniella offers invaluable insights into what it really takes to succeed in business.

We discuss:

• How she built and lost her first business
• The dangers of growing too fast without a solid strategy
• The lessons that shaped her business approach today
• Why most entrepreneurs fail (and how to avoid it)
• The power of vision, strategy, and systems for sustainable growth
• Balancing motherhood, business, and personal development

If you've ever faced setbacks in your business or feel stuck in your entrepreneurial journey, this episode is packed with inspiration and actionable strategies to help you bounce back stronger.

Not Another Money Podcast is your go-to platform for real money and business conversations, hosted by Tolu Frimpong. Subscribe for expert advice and inspiring stories that will help you transform your financial future.

CONNECT WITH DANIELLA:
Website:BeTheBossIntl.com
Instagram:@BeTheBossIntl

Get in touch:
►Submit Dilemmas:[email protected]
►Newsletter:T-Money News
►Blog:www.tolufrimpong.com
►Instagram:@tolufrimpong
►Email:[email protected]

Keywords: entrepreneurship, business failure, scaling a business, small business mistakes, business growth strategies, six-figure business, overcoming failure, mindset for success, financial struggles in business, women in business, black female entrepreneurs, business coaching, funding for small businesses, startup lessons, business resilience, personal development, business mentorship, work-life balance, vision board alternatives, mindset shifts for success, overcoming business burnout, business reinvention, career pivot, money management for entrepreneurs.

In this eye-opening episode of Not Another Money Podcast, Cleo Matlou, a Financial Coach and Money Trauma Specialist, shares her inspiring journey of overcoming £30,000 worth of debt and the steps she took to reclaim her financial future.

Cleo talks about the hidden forces that shape our financial beliefs and how to overcome money trauma to create a healthier, more empowered relationship with money.

Cleo's candid story illustrates how childhood conditioning, societal pressures, and cultural beliefs around money can hold us back from financial success. She walks us through practical strategies to challenge limiting money beliefs and take proactive steps toward financial freedom.

Key insights include:

Whether you're looking to overcome financial obstacles, improve your money mindset, or create lasting wealth, this episode offers powerful tools and inspiration to help you succeed.

Not Another Money Podcast is your go-to platform for insightful conversations featuring expert advice and real-life stories. Hosted by Tolu Frimpong, each episode provides practical guidance to help you achieve your money and life goals.

CONNECT WITH CLEO:

Get in touch:

► Book 1-2-1 Coaching: ⁠https://2ly.link/205OX

⁠► Submit Dilemmas: ⁠[email protected]

⁠► Newsletter: T-Money News for freebies, money-saving tips & updates: ⁠https://unique-motivator-8021.ck.page/5823babe6a⁠

► Blog: ⁠http://www.tolufrimpong.com/⁠

► Instagram: ⁠https://www.instagram.com/tolufrimpong/⁠

► Email: ⁠[email protected]⁠

Keywords: money trauma, financial mindset, overcoming debt, building wealth, money coaching, wealth-building strategies, financial freedom, overcoming limiting beliefs, women and money, emotional money blocks, financial empowerment for women, mindset shifts for financial success, debt-free journey, overcoming financial guilt, money beliefs, creating wealth through mindset, financial coaching for women, wealth-building habits, breaking generational money cycles, self-empowerment in finance, black women and wealth, money management for women, financial independence, money trauma healing, transforming money beliefs, overcoming money shame, financial education, financial strategy, mindset and wealth, financial transformation.

Natasha Orumbie had it all—a six-figure business, awards, and success in the cake industry. But when God told her to shut it all down and start selling vegan patties, she obeyed. In this powerful episode, Natasha shares her journey of faith and resilience, revealing how listening to God transformed her life and business.

What we discuss in this episode:

If you’ve ever felt a calling to take a leap of faith, Natasha’s story will inspire you to trust the process and go after what God has for you.

Not Another Money Podcast is your go-to platform for insightful conversations featuring expert advice and real-life stories. Hosted by Tolu Frimpong, each episode provides practical guidance to help you achieve your money and life goals.

CONNECT WITH NATASHA:

Get in touch:
► Book 1-2-1 Coaching: https://2ly.link/205OX
► Submit Dilemmas: [email protected]
► Newsletter: T-Money News for freebies, money-saving tips & updates: https://unique-motivator-8021.ck.page/5823babe6a
► Blog: http://www.tolufrimpong.com/
► Instagram: https://www.instagram.com/tolufrimpong/
► Email: [email protected]

Keyword faith and entrepreneurship, Natasha Orumbie, vegan patty business, God-led business decisions, career transformation, six-figure business journey, building a business from scratch, food business startup, entrepreneurship with purpose, balancing family and business, securing funding for small business, overcoming business challenges, women in business, faith-based business advice, business growth and success, trusting God in your career, pivoting your business, finding your entrepreneurial path, business mentorship, entrepreneurial journey, business recognition and awards.

Navigating family finances can feel overwhelming, especially with the cost of living rising and societal pressures mounting. In this eye-opening episode, Funmi from Hoops Finance shares practical advice and expert insights to help mums and families take control of their money.

From maximising your budget to accessing unclaimed benefits, Funmi covers essential topics to support your financial well-being:

Whether you’re a stay-at-home mum, a working parent, or managing it all solo, this episode is packed with actionable tips and resources to help you thrive financially.

Not Another Money Podcast is your go-to platform for insightful conversations featuring expert advice and real-life stories. Hosted by Tolu Frimpong, each episode provides practical guidance to help you achieve your money and life goals.

CONNECT WITH FUNMI:

Get in touch:
► Book 1-2-1 Coaching: ⁠⁠⁠https://2ly.link/205OX⁠⁠⁠
► Submit Coaching Questions: ⁠⁠⁠[email protected]⁠⁠⁠
► Submit Dilemmas: ⁠⁠⁠[email protected]⁠⁠⁠
► Purchase Zero-based budget template: ⁠⁠⁠https://l.linklyhq.com/l/JuAW⁠⁠⁠
► Free Zero-based budget template: ⁠⁠⁠https://unique-motivator-8021.ck.page/3f06f985d8⁠⁠⁠
► Newsletter: T-Money News – Freebies, money-saving tips & more: ⁠⁠⁠https://unique-motivator-8021.ck.page/5823babe6a⁠⁠⁠
► Blog: ⁠⁠⁠http://www.tolufrimpong.com/⁠⁠⁠
► Instagram: ⁠⁠⁠https://www.instagram.com/tolufrimpong/⁠⁠⁠
► Email: ⁠⁠⁠[email protected]

⁠⁠⁠

Keywords: Family finances, unclaimed benefits, budgeting tips, managing childcare costs, financial planning, stay-at-home mums, single mum finances, cost of living tips, teaching kids about money, financial resilience, government benefits, Hoops Finance, financial boundaries, overcoming mum guilt, financial support for families, money management, saving for children’s future, budgeting irregular income, parenting and finances.

In this episode of Not Another Money Podcast, Tolu Frimpong shares a roadmap to help you achieve financial success in 2025. Packed with actionable tips, personal insights, and expert advice, this episode covers everything from budgeting methods to building wealth and securing your financial future.

Key Highlights:

Looking ahead to 2025, this episode sets the tone for a year of growth, intentional living, and financial empowerment.

Not Another Money Podcast is your go-to platform for practical guidance and real-life stories to help you achieve your money and life goals. Hosted by Tolu Frimpong, each episode delivers insights to inspire and empower.

Get in touch:
► Book 1-2-1 Coaching: ⁠⁠⁠⁠⁠⁠⁠https://2ly.link/205OX⁠⁠⁠⁠⁠⁠⁠
► Submit Coaching Questions: ⁠⁠⁠⁠⁠⁠⁠[email protected]⁠⁠⁠⁠⁠⁠⁠
► Submit Dilemmas: ⁠⁠⁠⁠⁠⁠⁠[email protected]⁠⁠⁠⁠
► Purchase Zero-Based Budget Template: ⁠⁠⁠⁠⁠⁠⁠https://l.linklyhq.com/l/JuAW⁠⁠⁠⁠⁠⁠⁠
► Free Zero-Based Budget Template: ⁠⁠⁠⁠⁠⁠⁠https://unique-motivator-8021.ck.page/3f06f985d8⁠⁠⁠⁠⁠⁠⁠
► Newsletter: T-Money News – Freebies, money-saving tips & more: ⁠⁠⁠⁠⁠⁠⁠https://unique-motivator-8021.ck.page/5823babe6a⁠⁠⁠⁠⁠⁠⁠
► Blog: ⁠⁠⁠⁠⁠⁠⁠http://www.tolufrimpong.com/⁠⁠⁠⁠⁠⁠⁠
► Instagram: ⁠⁠⁠⁠⁠⁠⁠https://www.instagram.com/tolufrimpong/⁠⁠⁠⁠⁠⁠⁠
► Email: ⁠⁠⁠⁠⁠⁠⁠[email protected]⁠⁠⁠⁠

⁠⁠Keywords: budgeting, financial planning, emergency fund, debt repayment, investing, financial protection, money goals, 2025 success, personal finance, financial empowerment, financial habits, intentional living, achieving goals, financial success, goal setting, practical money tips, personal development, money management, podcast highlights, overcoming financial challenges.