People on cryptocurrency Twitter are overjoyed at the prospect of helping you, and are quick to offer life, diet, entrepreneurial, and other advice; but never financial.

It’s a common-held belief that adding three simple words to the end of anything will absolve you of legal repercussions — despite digital asset lawyers warning that adding “not financial advice” on its own is “pretty useless.”

Sam Bankman-Fried, Changpeng Zhao, and Anthony Pompliano have all apparently missed the memo that the Securities and Exchange Commission went after celebrities like Kim Kardashian and Floyd Mayweather for crypto promotion, despite including the disclaimer.

Red flags aside, I sometimes feel as though I could use greater direction in my life. That’s why I’ve turned to the brilliant minds on crypto Twitter to advise me — but definitely not about my finances.

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