What would you do if you knew there was a 70% chance a meteor would hit your home? You'd move, right? According to the Department of Health and Human Services, that's the same probability seniors face for needing long-term care—yet most aren't prepared for the financial impact.

Nursing homes in North Carolina now cost between $8,000-$13,000 monthly, amounting to a staggering $100,000-$150,000 annually. Without proper planning, these expenses can quickly deplete a lifetime of savings and even force the sale of your family home. But there's good news: with advance planning, you can protect what you've worked so hard to build while ensuring you receive the care you need.

Attorneys Greg McIntyre and Haley Matson outline powerful asset protection strategies including irrevocable trusts that shield investments and savings from being counted for benefits purposes. They explain how LadyBird Deeds allow you to maintain control of your home during your lifetime while protecting it from Medicaid recovery after death. Essential legal documents like Powers of Attorney prevent court-appointed guardianship and empower trusted individuals to implement asset protection strategies if you become incapacitated. As Attorney McIntyre emphasizes, "Preparation is better than cramming the night before for the test"—a few degrees off course now can put you in the wrong place years later.

Don't risk losing everything you've worked for to pay for long-term care. Schedule a free consultation with the experienced team at McIntyre Elder Law by visiting mcintyreclderlaw.com/scheduling or calling 1-888-999-6600. Their comprehensive approach addresses both estate planning and benefits qualification to give you peace of mind and financial security as you age.