This edition summarizes the news in Payments and Fintech for Oct 21, 2025. It is a short version (just a few minutes long). This episode is sponsored by PayKademy, the first business academy to learn Payments and Fintech at paykademy.com. This is the audio version of the newsletter we send by email every day. We hope you enjoyed it and see you tomorrow for our next edition or on our website at baypayforum.com.