When it comes to growing your money - should you play offense or defense? MWA advisor, Alan Mercurio and host, Randy Cook, tackle the pros and cons of both. A defense cannot earn more money, you cannot just save your way to wealth. They touch on 3 steps to playing a smart offense for growth: Set a goal. Determine your financial target. Income. Who’s got your money? Find where it is so you can get it. Earn it. Invest. Find something to invest in that will reproduce money. That said, playing a smart defense and setting up certain protections and insurances, should there be another market correction as seen in past Octobers, like Black Monday in 1987 where the DOW dropped 22% of its value in a single day, could also stave off losses. While you wouldn't necessarily gain anything, you might not lose anything either. Don't forget - November is approaching and that means Open Enrollment for healthcare. If you are signing up for Medicare for the first time check out THESE FAQs to help get you started.

Retirement 360 is a Sunday morning radio tradition in the Louisville, Kentucky area, running for well over a decade. Alan Mercuio and Troy Bolton of Mercurio Wealth Advisors take a look at economic issues and topics related to retirement planning, as well as educating listeners to help prepare them for their post-working years, whatever they may have in mind for them.