April's here, the snow is (mostly) gone, and the fintech news is blooming — sort of. In this episode, your favourite fintech trio Ville, Pål, and Janne return with a fresh batch of Nordic headlines, greetings from the Baltic Fintech Days, hot takes, and at least one minor existential crisis.Here’s what went down:Ville got us started with some light apocalyptic vibes, as we unpacked Sweden’s Riksbank prepping for war — seriously. The central bank is testing offline payments and backup systems in case of internet outages or full-on conflict. Political aspects aside, the landscape of offline payments is definitely a fascinating technical and governance dilemma.Janne brought some much-needed positivity with the news that Raisin has landed in Finland. The savings platform promises better deposit rates and a bit of healthy competition in the local market. But is the Finnish public ready to move their money for a few more basis points? Or will it take free buckets?Pål closed things out with a look at ReceiptHero’s new B2B partnership with Fennoa. It’s a big step for digital receipts and accounting automation — and a small victory in Pål’s long-standing war on paper. Spoiler: he’s still very much winning.As always, things went slightly off the rails (looking at you, Janne), but we somehow brought it all back. Tune in for fintech insights, occasional wisdom, and the only podcast where Nordic monetary policy and mushroom hunting might share airtime.Episode hosted by Pål Krogdahl & Ville SointuEpisode produced and edited by Femi Apanishile- Email us on [email protected] Fintech Daydreaming home page - https://www.FintechDaydreaming.com- Fintech Daydreaming on Twitter - https://twitter.com/FintechDaydream- Fintech Daydreaming on LinkedIn - https://www.linkedin.com/company/fintech-daydreaming- Pål Krogdahl - https://www.linkedin.com/in/krogdahl/- Ville Sointu - https://www.linkedin.com/in/ville-sointu-54682b/- Femi Apanishile - https://www.linkedin.com/in/femi-apanishile-935a74a1/