Merve Ferrero, chief strategy officer at UK-based digital bank Zopa, tells Open Banking Expo’s Ellie Duncan about the company’s journey from peer-to-peer lender, to fully licensed bank. She reveals how Zopa has remained resilient in a tough environment, closing a £75 million fundraise earlier this year and making its first acquisition, with a deal to buy DivideBuy. She also reveals whether Zopa is on course to make any further M&A announcements this year.