In this episode of On the Flipside, we have Atul Monga - Founder, Basic Home Loan. Atul talks about his journey from being a Investment Banker and an Angel Investor in the states to becoming a founder in his motherland India! He talks about the problem that inspired him to take the leap of faith and start something to solve for the least digitized lending space: Home Loan. Below Are the few of the Takeaways from the conversation:

- We're at least a decade away from completely digitizing the Home Loan Process.

- The main problem areas in digitizing the home loan market is the vast un-organized and scattered property database in the country, even in the metro areas to an extent.

- The best possible solution for the current scenario to optimize this space is a Phygital approach which merges offline on-site verification with digital customer verification, underwriting and Disbursement.

Tune in to learn more how the home loan industry is poised and how will fintech revolutionize it.