AJ & McCall have conversations about credit and finances all the time, but did one mom find a hack to raise her kid's credit score? A mom put her one-year-old kid on her credit card to build his credit, but is she crazy for the Debate At 8? Anyone else just picturing the kid making purchases at a very young age? With an $85,000 limit there's room to do so. What's your most outrageous purchase? AJ had a cashier try and talk him out of a purchase.