From Finances Online's 51 Key Online Payment Software Statistics You Must Learn: 2022 Data Analysis & Market Share: "This year’s findings from McKinsey’s Digital Payments Consumer Survey revealed a prevailing trend: 4 in 5 Americans used some form of online payment system. The survey also reveals some new online payment method statistics trends, such as cryptocurrency and 'buy now, pay later' (BNPL) (Goel et al., 2021)." The Breakdown According to McKinsey's survey: "Not only has digital-payments penetration increased to 89 percent in 2022, but the share of respondents who report using two or more forms of digital payments has grown...

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