We’re a year into #OpenBanking but what’s really changed? Jason Henrichs hosts Martin Häring, CMO of Finastra, discussing the evolving business models and challenges facing incumbent financial institutions. Then, regular contributor Penny Crosman breaks down why things aren’t moving faster. The show closes with Jane Barratt, Chief Advocacy Officer of MX.com, the human ‘why’ behind Open Banking that’s often forgotten in discussion about technology and regulation.