UnitedHealth and BNY Mellon report tangible cost savings and cultural shifts as AI moves deeper into production. OpenAI expands its ecosystem with Agent Kit and ChatGPT Atlas, while Visa and JPMorgan tighten controls amid rising agentic payments and AI-driven fraud. We also explore OpenAI’s Project Mercury and what it signals for automation in finance, and review new global guidance from the Financial Stability Board as regulators race to keep pace with AI adoption.