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In marriage and life you make some good and some terrible financial decisions. Here are the best and worst financial decisions that we have made in our life.

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Transcription:

In life and in marriage, there are some good financial decisions that you make and there's some bad financial decisions that you make. And so we thought that it would be fun to do an episode on our best and worst financial decisions over the last 10 years of marriage. So Hey, I'm Ryan from on-property Dotcom Day you, I hope people find property and achieve financial freedom. And today I'm joined by my wife. She's Kelly. Say Hi, I'm Kelly. Okay. And so we want to talk through. This was kind of funny like going through this list and thinking what's our best and worst financial decisions we like immediately filled out the worst color like we had. Like really we have no problem locking in this day and it took us a bit longer to work out what our best decisions were. But yeah, I think this is going to be a fun episode to talk about this of stuff.

So should we do like one best one where. So she would just like start with the worst because they're the ones kind of alone with. Okay. So some of the worst decisions that we made financially, the first one was I bought a bunch of USB sticks from shine, so this was at the time were seven years ago, quick get rich quick scheme, but the idea was important things from China and then sell them on Ebay. And so I'd done some research into it and been on Alibaba and thought I thought I found an opportunity in the market and bought a bunch of USB sticks to sell on Ebay. And the other time we were living in your mom's like granny flat and we had no money basically. And so I spent about a thousand dollars on these USB sticks and they ended up, they ended up being fake.

And so I sold a bunch of them on Ebay, found out they were fake because people started complaining. And so then I did the only thing that I thought was right, which was refund everyone. And so not only did I have to pay the thousand dollars, but then there's all these like Ebay fees and everything as well. And that was basically our life savings at the time. Yeah. So that was a pretty big mistake for us at the time and while a thousand dollars might not sound a lot to people out there or it might be alive for us a lot for us, for us at the time it was a lot of money and I dug us into a pretty big hole. But yeah, noodles for awhile. And so another bad decision that we had made actually prior to that was we were going over to New Zealand for a holiday slash care was going to be working over there to do up a new freedom store that they were opening and we thought, you know what we're going to be like on holidays for two weeks. One, why pay rent for those two ways? Story. It's like, yeah, we're out. And they come with the doorway. That

dumb.

It was so wet, we don't want to pay two weeks it was about 300 bucks a week or three slash 20 a week. At the time this was like $600. So like yeah, we don't want to do that. So let's put our stuff in storage. And then when we come home, will I live with my mum for a bit until we find another place that was so stressful. It's so stressful. And the apartment that we gave up was awesome. It was good. Hey, you could. That was like, Oh shit. It was like three. It was all white as well. So that was, that was a really dumb decision and I think we have probably a dumb financial decision, but one that I don't really regret is that we have moved so many times. We've had moved more than we've holidayed yes.

Really?

So we'll be married 10 years and I think this house is like our 13th or 14th place that we have lived in in 10 years. There was at one point we were on average staying in places less than six months.