On this episode we cover:

- Plenty of medical insurance questions:

a. carry forward/no claim bonues/ group vs indiv policies etc.

b. If you have a corporate job, you must get this insurance!

c. Pattu tells us which insurance he has, and how much it costs

d. Family floater vs Family individual covers

e. Waiting periods for new conditions in existing policies

f. Group medical cover for various groups of people

- Real Estate

a. Should I use my corpus for a down payment or maximise my EMI?

b. EMI benchmarks that you should not cross

c. Networth should not be touched !

- How long should one track monthly expenses for ??

What is better - underestimating expenses or overestimating?

- A touch life situation of a 29 year old listener of ours

why term insurance and medical insurance can be denied

how to invest in this case

- How to begin investing late in life ?! (40 years + )

Pattu recommends reaching out to a RIA, and how to

Regret is a waste of time

How to gain confidence in this situation

How RIAs charge you over the years