In which we witness the discontented Mr and Mrs Lammle, two schemers ensnared by financial troubles, as they conspire with cunning patience to entangle Mr Boffin’s household in their designs. Meanwhile, Mr Fledgeby, a figure of dubious goodwill, takes up the task of influencing creditors with a mix of persuasion and mischief, setting the stage for intrigues delicate and grave.