If you are living a life of quiet desperation in regards to your money and more specifically your debt you’re not alone. It is easy to get into debt, but it is not so easy to get out of debt and our economy being fueled by a debt culture is creating this environment. The U.S. debt has skyrocketed by 400% over the last 12-years to $27.5 trillion. From a consumer standpoint, where does that leave us? Being a product of our society, do we see the addiction to debt or has living beyond our means become the new status quo.