What's it like to move into a Master Trust Trustee role?  I'm joined by Sharon Bellingham as we talk to Mike Birch, ex of the Regulator and newest Trustee on the Scottish Widows Master Trust. He shares his view of the rigorous application process, his special superpower, and what he thinks are the biggest challenges facing the Master Trust Market.  We dive into Decumulation, CDC and his experience of dealing with cybercrime at the TPR. He leaves us with his view of the future regulatory framework for pension schemes.