This week Emily continues the Overcoming Obstacles mini series and she interviews a strong mom, Ginna Shellhammer, that had her first family home taken away from her. Everything seemed to be going well until she received a foreclosure notice. Her husband’s work info was hacked and they stole all their money which made them late by 16 days of paying their mortgage, once. Somehow a portion of their loan was transferred to Wells Fargo but they were requiring they pay the full note on their loan which was about $75,000 or else lose their home. Ginna and her young family were forced out of their home for one payment that was late due to a ridiculous hacker. It really makes you wonder who holds your loan especially if you worked with a broker when you secured your home mortgage? Listen to this week’s episode to learn from Ginna and what she’d do differently when buying a new home.

Ginna mentions MERS during the interview. Learn more about your specific mortgage and who holds your mortgage loan.

https://www.mersinc.org/homeowners

Music By: Jason Kozel

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