You cannot discuss personal finance without discussing the lifestyle you are living and what needs to change. Looking closer at the environment you operate in will help you determine whether it is propelling you forward or holding you back. Whether you are more inclined to look at the details or the big picture, your environment matters and you have more control over that environment than you may realize. The life you lead will feed the legacy you pass-on, so this theme will cover how to create best environment for what you aspire to be and accomplish.