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After many years in the mortgage industry, Todd Jones ’23 took a leap into entrepreneurship with a mission shaped by his own experience as a veteran and homeowner. Now the founder and CEO of Salute Mortgage, he’s working to help veterans make the most of their VA loan benefits and make the homebuying process easier for everyone.
In this episode of Owl Have You Know, Todd joins his cousin and co-host Brian Jackson ’21 to reflect on the leadership lessons he learned at West Point, what inspired him to build his own company, and how his Rice Business Executive MBA helped him see new possibilities. He also shares how AI and other emerging technologies could change the homebuying experience, the story behind a landmark $8.75 million VA loan with no down payment, and the personal values that continue to guide him as an entrepreneur.
Episode Guide:
00:00 Meet Todd Jones
01:02 Choosing West Point
03:41 Leadership Lessons
06:33 Serving Veterans
10:17 Family Risk Mindset
13:29 Founding Salute Mortgage
15:50 Why an Executive MBA
17:22 AI
20:25 Homebird and NestGuide
25:13 Record VA Loan Win
28:45 Future of Salute Ecosystem
30:27 Chasing Big Challenges
32:16 Veterans Event and Wrap
The Owl Have You Know Podcast is a production of Rice Business and is produced by University FM.
Episode Quotes:
Todd’s leadership lessons from the military
A bad decision executed well is better than the best decision not executed
On building a tech-enabled real estate ecosystem
Show Links:
Guest Profile:
Michael Pariser ’12 was a banker at Lehman Brothers when the 2008 financial crisis pulled the rug out from under him. But after buying a one-way ticket to Southeast Asia and exploring the world, he stumbled into the work that would reshape his career: finding clean energy solutions.
That experience led Mike straight to Rice Business and into a career that has taken him from selling utility-scale wind and solar at NextEra Energy and EDF Renewables to buying power for Walmart, Microsoft, and now Oracle, where he oversees global energy procurement and clean energy strategy for one of the largest AI data center buildouts in history.
In this conversation with co-host Brian Jackson ’21, Mike unpacks what it actually takes to get electricity to a data center in 2026, why the U.S. grid is struggling to keep pace with AI's appetite for power, and how embedding environmental justice commitments directly into power purchase agreements can turn billion-dollar infrastructure projects into engines for local community investment. He also offers career advice for Rice students eyeing the power sector and explains how his monthly happy hour became a go-to gathering for Houston’s energy and power crowd.
Episode Guide:
00:00 Meet Michael Pariser
01:04 From Lehman to Clean Energy
02:08 Southeast Asia Reset
11:01 Why Choose Rice MBA
14:14 Houston Energy Future
16:07 Networking Happy Hour
17:54 Buyer vs Seller Insights
19:25 Speed to Power Explained
24:45 Energy Trends Crystal Ball
30:10 Advice for New Grads
The Owl Have You Know Podcast is a production of Rice Business and is produced by University FM.
Episode Quotes:
When an entrepreneurial idea becomes a business plan
13:20: I always have had an admiration for entrepreneurs and never had the courage to go out and strike on my own, but that is something that obviously Rice is really strong in. In fact, with one of my MBA 2012 colleagues, Phil Leach, we were in the Rice MBA business plan competition, and we even won $10,000 for best elevator pitch for our product at the University of Louisville business plan competition that year, which was Action Figure Laboratories, and our tagline was, “It is like Build-A-Bear, but for boys.”
From Rice MBA to a career in clean energy
Turning energy infrastructure into community investment
06:03: The good thing is, when you sign a 20-year deal and you structure it in the right way, you provide a runway of 20 years of seven- to eight-figure revenue for this nonprofit fund to operate from, and so they can plan some pretty impressive, impactful local projects.
Show Links:
Guest Profile:
Stephen Cassell, principal at Architecture Research Office and lead architect of Asha and Farid Virani Hall, joins Maya Pomroy ’22 for a behind-the-scenes look at the making of Rice Business’ incredible new 112,000-square-foot home.
Stephen shares the decisions, constraints and unexpected opportunities that shaped Virani Hall — from protecting the artistic vision behind James Turrell’s “Twilight Epiphany” Skyspace to reinterpreting McNair Hall’s distinctive brickwork and creating spaces designed to bring undergraduate and graduate students, faculty and the wider Rice community together.
In this conversation, Stephen talks about designing spaces that encourage people to linger, connect and cross paths — from sculptural staircases and gathering spaces to Audrey’s and the West Quad. He also talks about designing for a future no one can fully predict, building flexibility into classrooms and gathering spaces that will evolve with the school’s needs.
The result is a building that looks forward without losing sight of where Rice came from. Stephen also reflects on what it means to see students finally inhabit a place that, for four years, existed largely as an idea.
More About Asha and Farid Virani Hall
Located next to McNair Hall, Asha and Farid Virani Hall offers an additional 112,000 square feet for graduate and undergraduate business education at Rice Business. Skanska, one of the world’s largest project development and construction companies, and Sugar Land-based B. Bell Builders broke ground on the building in May 2024. Architecture Research Office led the design, with Houston-based Kirksey Architecture serving as executive architect. The facility was completed in 2026 and named in recognition of the generosity from Asha Virani ’89 and Farid Virani, Houston community and business leaders who helped establish the Virani Undergraduate School of Business in 2024. This impressive structure was built to accommodate the evolving needs of our community and our unprecedented growth — and features state-of-the-art classrooms, modern office spaces and vibrant amenities such as dining areas, open gathering spaces and facilities for private events.
Virani Hall was made possible by the generosity of many. Thanks to our donors who made the space possible:
Asha ’89 (B.A.) and Farid Virani
The Estate of Ralph S. O'Connor
The Elkins Foundation
Judy Ley Allen
Patti ’66 (B.A.) and Richard Everett ’67 (B.A.)
Starlett and Ben Hollingsworth ’64 (B.A.)
Nina and Sonu Kalra
MD Anderson Foundation
Karen and Chris Kreidler ’85 (B.A.; MBA, 1987)
Russ Pitman ’58 (B.A.)
Rice Business Alumni Association Board
Amy Sutton ’89 (B.A.; MBA, 1990) and Gary Chiles ’86 (B.A.)
Leslie ’81 (MAcc) and Jack Blanton ’01 (MBA)
Kathy and Paul Mann ’96 (MBA)
Rice Business Partners Board
Jennifer ’92 (B.A.) and Charlie Geer ’92 (B.A; MAcc, 1993)
Vivian L. Smith Foundation
Anadarko Rice Business Alumni
Heather and Daniel Bradshaw ’22 (MBA)
Isabel and Ransom Lummis ’89 (MBA)
Kristen and Gregory Mancini
Clara and Emeka Oyolu ’05 (MBA)
Waverly ’95 (B.A.) and Adam Peakes ’95 (B.A.)
EMBA Class of 2000
Class of 2006
Katherine and Osmar Abib ’81 (B.A.)
Karen ’77 (B.A.; MAcc, 1978) and Larry George
Melissa and Tim Griffy ’79 (B.A.; MAcc, 1980)
Kris and Richard McGee ’83 (B.A.)
Angela Minas ’86 (B.A.; MBA, 1987)
Debbie and Chris Patton ’92 (B.A.; MAcc, 1992)
Emily ’94 (B.A.; MAcc, 1995) and Kevin Rabbitt ’95 (B.A.)
Episode Guide:
00:00 Guest Intro
01:37 First Impressions of Rice
02:07 From Science to Architecture
05:04 Houston and Rothko Chapel
05:48 Proposal for Four-Year Build
07:40 Designing for Connection
11:21 Materials and Rice Identity
16:05 Challenges and Constraints
18:44 Nesting Old and New
20:53 Dining and Community
23:59 Future Impact Vision
33:12 Rothko Chapel Work
35:41 Light Pollution and LEED
37:14 Closing Thanks and Credits
The Owl Have You Know Podcast is a production of Rice Business and is produced by University FM.
Episode Quotes:
Connecting Rice's architectural past and future
Turning limitations into innovations
On designing spaces that brings people together
08:23: One of the things that was really missing is the informal spaces of interaction of different scales, and that's really important for the life of a school and really important for a business school. Because people make connections. It might just be two people sitting informally having a conversation, or running into a professor, or sort of larger events, and the school needed to support that. It was really missing that space. So, we did some analysis, like, "Listen, you need these classrooms, and you need these offices and things, but I think you really need a lot more of the, sort of, informal gathering spaces of different scales that support the life of the school and support the interaction between the business community that comes in and all these different events that Rice Business has to engage with your students."
Show Links:
With over 15 years of experience at Chevron Phillips Chemical Company, Stuart Bell ’23 is leaving his mark on the sustainability world through his mission-driven and service-oriented mindset – a mindset that, he says, Rice Business helped him unlock.
Beginning as a process engineer, Stuart has held a multitude of positions across the Chevron Phillips ecosystem and is now the senior manager of sustainability. Stuart joins co-host Maya Pomroy ‘22 to discuss why, a decade into his career, he decided to enroll in an MBA program and how Rice Business has helped shape the way he leads and sees the world.
They also chat about his experience participating in Rice Board Fellows, why he started a wine club for Rice Business alumni, and his ultimate “ROI” from his time at Rice: a fiancee!
Episode Guide:
00:00 Meet Stuart Bell
01:32 Roots in Sports and Academia
03:45 Choosing Chemical Engineering
06:01 Chevron Phillips Career Journey
08:47 The MBA Spark Moment
10:47 Why Rice Business
13:33 Board Fellows and Giving Back
17:13 Wine Club and Houston Favorites
19:40 MBA ROI and Career Pivots
23:37 Sustainability and Leadership Lessons
29:43 Advice to Future Owls
The Owl Have You Know Podcast is a production of Rice Business and is produced by University FM.
Episode Quotes:
How Rice shaped Stuart’s sustainability path
22:14: I'm a very mission-driven person. You know, the way you opened the dialogue around community really sticks with me, that we want to be service-oriented. And so, within our business, I saw sustainability as a way to merge so many of my passions, passions for the outdoors, passions for the communities that we serve, and leverage a lot of the both experience I'd had at CPChem, but also the lessons I'd learned while at Rice, and hopefully, help advance the organization and that mission. And so for me, I would say pivoting then again a second time out of the commercial space into the sustainability one, is a direct result of my time at Rice.On embracing the complexity of sustainability
24:34: I think there was a change in the pace for sustainability these last two years. And, I think it's true. I think the world's learned that it's complicated, these are complex problems that involve a ton of different people and have a ton of different impacts. And so let's not run away from that truth. Let's engage it, because that's how we're actually going to advance. That's how we're going to make the next step in the narrative. That's how we're going to make the change that so many people think does. So, I think a lot of it is very healthy in that we're having to find out what really matters and make disciplined decisions. But, it's certainly facing more headwinds today than it was a handful of years ago.
How Board Fellows turned service into action
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Guest Profile:
If you told a young Javier Simons that he would one day own his own talent agency and hold an MBA from Rice Business, he would have been in disbelief.
Growing up in Panama, Javier’s path into the music industry was anything but conventional, he says. After years of waiting tables, Javier taught himself the business of entertainment from backstage, and fell in love with the in’s and out’s of talent booking and artist management. It was this passion that drove him to creating KOQ Agency, a global touring and talent agency representing independent artists. With the help of an MBA from Rice Business, Javier has scaled KOQ internationally, even booking Danish band Aqua’s first U.S. tour.
Javier joins co-host Brian Jackson ’21 to talk about his path from club promoting to entrepreneur, what it really takes to build an artist's career from the ground up, how the MBA gave him the financial and leadership toolkit he was missing, what leading the Entrepreneurship Through Acquisition Conference meant to him, and why staying “delusional” is the key to chasing and achieving your dreams.
Episode Guide:
00:00 Javier Simons Introduction
01:03 Early Spark for Live Entertainment
03:59 Hard Knocks Education
06:53 Founding KOQ Agency
09:42 Earning Artist Trust
12:30 Booking Aqua U.S. Tour
18:16 Riders and Show Crises
21:06 Leadership at Denver Pride
23:37 Why Rice MBA
26:01 Entrepreneurship Through Acquisition Conference Legacy
29:01 Advice for Breaking Into The Music Industry
The Owl Have You Know Podcast is a production of Rice Business and is produced by University FM.
Episode Quotes:
On taking the risks to discover your potential
15:20: One of the things that entrepreneurs need to have is take the risk, because I didn't know my full potential until I did that. Once I did Aqua, that's when I realized that there was no challenge big or small enough that I couldn't achieve. It was really an eye-opening moment, especially when I was going through launch week and starting my first semester of the MBA program. And I remember texting my, my core team at 5:00 AM. I said, "If you see me with bags under my eyes and you don't hear from me until 5:30 before class, this is why." And I sent them the poster of the tour before it had released, and they were so supportive. They were, they were very excited. I think in general, I was the only person working in music, so it was kind of fascinating to them to see somebody that was kind of working a field that I don't think anybody in my, in my cohort was, was working. I took them on a journey with me.
What we call delusion as an adult is what a kid calls a dream
What’s the biggest misconception artists have about building a sustainable career?
Show Links:
Guest Profile:
It’s one of the most feared moments in anyone’s career – finding out you’ve just lost your job. After a layoff or an unexpected career transition, it can be hard to know where to start when it comes to finding your next opportunity, especially in the age of AI tracking systems and applicant pools of hundreds or even thousands of job candidates. So what can you do to stand out from the crowd?
On the inaugural episode of Owl Have You Know’s “Field Notes,” Marie Bergeron, director of career development for experienced hires and alumni at Rice Business, shares her top tips for landing a new job. Step by step, she walks co-host Brian Jackson ’21 through the processing, planning and networking stages of the job hunt.
Episode Guide:
00:00 Layoff Survival Roadmap
01:14 First 24 Hours
02:02 Use Benefits and Severance
04:05 Build a Targeted Plan
06:37 Polish LinkedIn and Resume
07:50 First Month Networking Wins
11:20 Reaching Out the Right Way
13:44 Avoid Panic Mistakes
15:06 Compartmentalize the Emotions
20:07 Spotting Desperation Signals
23:24 Explaining the Layoff in Interviews
29:31 Negotiate the Offer Confidently
33:46 The Critical Role of Networking
The Owl Have You Know Podcast is a production of Rice Business and is produced by University FM.
Episode Quotes:
The biggest mistake job seekers make
20:14: [Brian Jackson] How can you pretty quickly tell that someone's doing their search from a place of panic rather than purpose? 20:34: [Marie: Here's the killer, "I'll take anything." This is not helpful. This is not helpful. If you're networking and telling somebody, "I'll take any job," they have no idea how to help you. You have to say, "I think I want to go into supply chain or perhaps procurement." You know? And that way the people's minds can go to who do they know in those areas.
How to recover after a layoff
Looking for a job can be fun
22:33: You know, this is going to sound odd, but looking for a job can be fun. You reconnect with people you haven't talked to in a long time. You learn about opportunities you never thought that you might fit into. You, you feel kind of smart about the market. And if you like people, you're having coffee with people, you're having lunch with people, instead of sitting in your office in front of a computer screen, and it literally can be fun. And I realize there's a financial thing kinda sitting on your shoulder. But it's something that you can actually enjoy if you're doing it right.
Show Links:
Guest Profile:
Henry Richardson, a former national champion diver, has built a career centered around health, wellbeing, and community. After earning his MBA at Rice Business, Henry founded the fitness studio chain, DEFINE body & mind, a nod to a professor’s words about defining your role in this world. Henry’s work with DEFINE has since evolved into Define Living, apartment communities with health and wellbeing at their core.
In this episode of Owl Have You Know, hosted by Brian Jackson ‘21, Henry shares his journey from all-star athlete to entrepreneur, how he’s creating environments that shape behavior and improve wellbeing, and why he believes business, at its best, is a spiritual practice.
Episode Guide:
00:00 Meet Henry Richardson
00:55 Life in Tepoztlán
02:40 From Diving to Teaching
05:33 Yoga Turning Point
09:19 Choosing Rice MBA
10:39 The Moment That Sparked DEFINE
14:29 Environment Shapes Behavior
16:34 Define Living Community Model
22:10 Leadership in Real Estate
25:14 Positive Psychology Proof
27:26 Feronia Retreat Vision
31:56 Business As A Spiritual Practice
35:46 Advice for Disconnection
38:10 Defining His Role Today
The Owl Have You Know Podcast is a production of Rice Business and is produced by University FM.
Episode Quotes:
The lightbulb moment Henry knew he had to build something of his own
[11:34] I was in business school 2007 through 2009, and that was literally the time of the Great Recession. And so my first semester of my second year was when everything just essentially was bleak. I remember one of my professors, he said, "Look, last year 75% of students at this point had job offers, and this year only 25%. So it's a complete flip, right? And so things aren't as hopeful as they perhaps were over a year ago.” And he said the phrase you just mentioned. He said, "Listen, don't take a job just because it's available. Take something that's going to define your role in this world." And I just, like, stopped in my foot track, like, this may not be exactly what I do, but if I do, if I open up a studio, a fitness studio, I'm calling it Define.That's exactly the thing I needed. And I actually have to admit, I cut my next class, which I am not one prone to do. I feel like I'm a good student, right? But I cut my next class, and I filed my DBA for Define in Harris County.
On why Henry sees business as a spiritual practice, not just a hustle
His calculated approach to big leaps like taking the plunge at Rice Business School
[13:17] I'm creative, and I'm adventurous for sure. I mean, I used to dive from a 10-meter platform. But I'm not just, like, blindly foolish in anything I do. I'm pretty calculated in terms of the approach that I take to most things. Like in diving, you start on the one meter, and then you go to the three, and then you go to the five, and then you go to the seven, and then you go to the ten. And so there's these steps that take you along this path, and the exact same thing happened with me at business school. And it was so powerful because Rice was the quote-unquote "platform" for me to dive and jump into my business, and it gave me the path and the training to feel confident.
Show Links:
Guest Profile:
For Alecia Harris ’23, art is as essential as breathing, and it’s something everyone deserves to have access to. So she’s turned that belief into a career that sits at the intersection of art and business, with a mission focused on making art accessible.
After years working in arts programming and visitor engagement at Rice University’s Moody Center for the Arts, she earned her Professional MBA from Rice Business, then pivoted into private wealth management at J.P. Morgan, where she built a client book of art collectors and museum donors. Now, as chief development officer at the Rothko Chapel, she’s channeling all of that experience into leading fundraising and development for one of Houston’s most iconic cultural institutions, during a pivotal moment in its history.
Alecia joins co-host Brian Jackson ’21 to discuss her winding path from art history to finance and back, what “radical hospitality” means in practice, how her MBA gave her the 50,000-foot view she needed, and why Houston’s next generation of patrons must step up to steward the city’s world-class cultural institutions into the future.
Episode Guide:
00:00 Meet Alecia Harris
01:09 Finding Art History
02:29 Art Without Intimidation
05:02 Radical Hospitality
06:26 The Rothko Chapel
07:39 Renovation and Light
09:13 Why Get an MBA
12:21 From Arts to JPMorgan
14:26 MBA Learning Curve
15:46 Art Advantage in Banking
21:37 Development Role Day to Day
23:43 Leadership Across Sectors
28:17 Travel for Art
31:08 Houston Hidden Gems
The Owl Have You Know Podcast is a production of Rice Business and is produced by University FM.
Episode Quotes:
Why arts shouldn't be a luxury
5:41: If you stand in front of a piece of work, often Rothko paintings, like people talk about having your Rothko moment, like people are moved to tears. They have these transformative experiences in front of it. Why shouldn't that be available to everybody? And for me, even when I was working in, at JPMorgan, and I was working in finance, I had to have access to art every day because for me, it's like breathing. And I think good art holds a mirror up to society. It helps you process universal truths. It helps you connect to people. It's so important to me. It's not a luxury. It's something that I think everybody has to have access to it. And so anything that I can do to make people feel as if they also have an ownership over this, they have a right to access it, that's something that I'm very motivated by.The 50,000-foot view of leadership
23:15: I never would have had that 50,000 square foot view or really been able to understand how all the different pieces came together if I hadn't gone to business school. So I'm so, so fortunate that I have that perspective. One, just the scope of programs that we learned at Rice, but then also getting that experience working at the bank and now being able to bring all of that to this very worthwhile organization is incredibly meaningful.Why curiosity makes better leaders
23:55: For me, there's not really the qualities that I look for in a leader that I don't look for and think are worthwhile in just general human beings. Like this curiosity and openness, a willingness to listen. I think we can learn so much from unexpected places, take inspiration from unexpected places. I'm somebody that's a big info gatherer, and I'll take something and it's like I don't really know what I'm going to do with that or why I needed to know that right now, but I'll put it, you know, in my back pocket. And then those moments when you're able to make the connection later and it kind of unlocks new meaning or new opportunity, those are always really rewarding.
Show Links:
Guest Profile:
After building a career in enterprise risk management and rising to senior leadership in banking, Kenzel Fallen ’12 and her husband Tio turned a shared passion for specialty coffee into Three Keys Coffee — a roastery and cafe focused on sustainability, creativity and music. What started as a side project during COVID has since landed on the shelves of Trader Joe's and been named Food & Wine's “Best Coffee Roaster in Texas.”
As CEO of Three Keys Coffee, Kenzel is combining her Rice MBA training with her risk management mindset to navigate the daily challenges of owning a rapidly growing business. On this episode, she joins co-host Brian Jackson ’21 to chat about the inception of Three Keys Coffee, why entrepreneurship was a surprising path for her, and how Rice Business provided the right launchpad.
Episode Guide:
00:00 Meet Kenzel Fallen
01:02 How Love Brought Her to Rice Business
05:27 From Risk to Coffee Entrepreneurship
09:13 Shopping Your Values
12:00 Working as a Couple
14:59 COVID Launch and Growth
18:08 Sourcing and Supply Chain
21:35 Jazz Brand Inspiration
25:03 Awards and Recognition
30:41 Coffee Impact and Purpose
35:04 What's Next for Three Keys
37:31 Distinguished Alumni Honor
39:10 Advice for Aspiring Founders
The Owl Have You Know Podcast is a production of Rice Business and is produced by University FM.
Episode Quotes:
Your network is your education
Bringing the cafe experience at home
22:50: Jazz was actually one of the genres that helped with the advent of, you know, vinyl albums. You know, people wanted to be able to take that live music experience but be able to enjoy it and celebrate it at home. Prior to some of the early jazz recordings, there really was just, like, classical music that had actually been put on vinyl. And so jazz allowed people to bring home that concert and that live band experience, and that's the same thing that we kind of wanted to do with coffee. It's like, "Hey, you don't have to go to a shop. You get the right beans. You understand how to make them. You can have that cafe experience at home." And so kind of drawing that parallel as well in the way that we wanted to create coffee and share coffee with people.The email that changed everything
25:25: I remember getting an email that was like, "Hey, we're thinking about doing, you know, highlighting different coffee shops. Can you send us some pictures of your shop?" And it was from Food & Wine, but I'm just thinking, "Oh, they're just going to highlight a bunch of folks." I had no clue. I truly had no clue until the announcement was made that we were named. They had us on the list as the best in Texas. We were just, I mean, mind-blown.
Show Links:
Guest Profile:
Two Rice alums are shaking up the renewable energy world with Tierra Climate, an AI-powered energy storage platform that’s quietly reshaping how the power grid works.
Co-founded by Jacob Mansfield (BA ’16) and Emma Konet (PMBA ’24), Tierra Climate is driven by a shared belief that the transition to clean power needs to happen faster. Both have been passionate about the energy space since early in their careers, and when they saw an opportunity to use AI and software to accelerate the deployment of storage on the grid, they committed fully, leaving stable careers behind to build something that could make a real impact on climate change.
They join host Brian Jackson ’21 to trace their unlikely path from Citibank trading desks to startup life. They open up about the underlying anxiety of early-stage founding but why entrepreneurship is still worth it, how large-scale batteries are being underutilized on the grid, and the ways the Rice network keeps showing up.
Episode Guide:
00:00 Introductions & Origin Stories
06:29 Founding Tierra Climate
11:39 Customers & the Energy Storage Market
16:36 The Startup Journey
23:11 Taking the Leap & Building with AI
29:29 The Rice Network & Industry Trends
35:33 What's Next & the Texas Pilot
The Owl Have You Know Podcast is a production of Rice Business and is produced by University FM.
Episode Quotes:
On finding the courage to go all in
On building something that matters
16:11: [Jacob Mansfield] Emma and I used to joke early on this concept of existential dread, which I’m sure founders can relate to. You know, when you work in a big organization, it may get some little nervousness around, like bonus day or when you hear, there’s going to be some reorg. But generally speaking, I wasn’t concerned, going in day in and day out, that Citibank would be in existence. It was one of the largest companies in the world. And so I think the difference is when you start a company, you do have, like, those butterflies in your stomach or that kind of like, okay, like, I want to make sure that what I’m building is going to amount to something and be meaningful.
Show Links:
Guest Profile:
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