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If you want to achieve your goals, you will have to take on responsibility for your life. Don't just take on the responsibilities of having a home and car. That is only half of the work you need to do. By taking responsibility for yourself, you will be more confident and in turn be able to do things without a lot of fear and trepidation. In other words, you will be more successful. This might not seem like it would make much sense, but if you think about it, it's all about confidence and the ability to control your emotions.