Financial experts have warned parents to expect and prepare for extra costs as schools start to reopen. They say a review of the family budget is vital to make provision for items that may not have been included in the list that schools send to parents at the end of the year. So, how can parents ensure that they have this extra money when money is already tight? For more we are joined on the line by... 

Guest: Erica Liebenberg - JustMoney Editor