The Real Estate Podcast: An Agent's Guide

Part 2: New Construction and Financing: Are builder incentives really worth it?


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In this episode, Ashley Gebora and Clint Nabors break down one of the biggest questions buyers (and agents) are asking right now: Are builder incentives actually saving you money?

With new construction booming and builders offering rate buy-downs, closing cost contributions, design credits, and “too good to be true” financing packages, it’s easy for buyers to get dazzled. But what’s really happening behind the numbers?

Ashley and Clint compare:

• Builder-paid incentives vs. negotiating purchase price

• Using the builder’s preferred lender vs. shopping outside lenders

• Temporary vs. permanent rate buy-downs

• How financing incentives affect long-term equity

• What agents should be explaining (and what NOT to say)

Whether you’re representing buyers, working new construction, or simply trying to understand how these incentives impact monthly payments and long-term wealth, this episode gives you the clarity and confidence to guide clients wisely.

If you’re navigating new construction in today’s market, this is a must-listen.

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The Real Estate Podcast: An Agent's GuideBy Ashley Gebora