By Paul Merriman
Sound Investing for Every Stage of Life
4.5
339339 ratings
Dear Friends, If you are a young investor or if you trying to help a young investor, I think you will find the following calculator helpful. The calculator was created by Nick Maggiulli, C.E.O for Ritholtz Wealth Management. He runs a wonderful...
The podcast opens with a heads up on an exciting AAII presentation on October 11 at 6:30 EST. Paul will make a one hour presentation on “The Case for Small Cap Value: The Good, the Bad and the Ugly.” This presentation will...
Dear Friends, On Saturday morning July 22, 2023 Chris Pedersen, our Director of Research, gave a free 2 hour online presentation to the Orange County Chapter of the American Association of Individual Investors (AAII). Over 1400 people signed up and...
On July 22, 2023 Chris Pedersen gave a 2 hour online presentation to the Orange County Chapter of the American Association of Individual Investors (AAII). The title was “Best In Class Fund Selection and Behavior.” Over 650 people attended the...
Some of the worst investment advice I know happens to millions of investors each year. Between paying commissions, paying higher expenses, paying more taxes, being less diversified, and sitting on too much cash, so-called experts encourage investors to hold investments that...
Paul announces Chris Pedersen’s upcoming AAII presentation on Saturday, July 22. The 2 hour Zoom presentation will begin at 8:45 a.m. Chris will discuss how portfolio asset allocation, fund selection and investor behavior impact the returns we get for the...
On this week’s podcast Paul addressed a couple of very important questions: 1. Is there really such a thing as a buy and hold investor? 2. What can an investor do to improve their chances of staying the course...
While the industry generally agrees the most important investment decision is your choice of asset allocation, Paul makes the case that the choice between being a do it yourself investor vs. hiring a professional advisor is much more impactful...
There is no question AI is a hot topic. I have watched “end of the world” interviews with people who know a lot more than I do about AI. In a recent poll, noted in The New Yorker, half of A.I....
Paul starts the podcast encouraging listeners to check out the latest video where Chris, Daryl and Paul answer questions from readers, listeners and viewers regarding the article, podcast and video about the Sound Investing Portfolios 2023 Update. The following are...
Dear Friends, A couple weeks ago, we sent out a podcast that we recorded several years ago. It has been by far the most popular podcast over the last 10+ years. Over 980,000 listeners have opened, and hopefully listened to...
Paul starts the podcast with a brief discussion about the new “financial Literacy for All Students” project at Western Washington University (WWU). The Merriman Financial Education Foundation, WWU, and Paul personally, are working together to make this project...
Paul discusses ways a parent or grandparent might explain 2 Funds for Life to a young adult. In the discussion Paul suggests using the following tables to make a handful of important decisions. Tables 1-4 from his Follow the Math comments-...
If a retired investor has the ability to use a flexible distribution strategy it will likely produce one of the best financial outcomes in retirement. In this presentation Paul compares the difference in returns and risk between the fixed and...
This podcast is Part 5 OF AN 8 PART series ON THE MOST IMPORTANT INVESTMENT DECISIONS. The discussion addresses the distribution tables that use a Fixed Distribution Strategy of 3, 4, 5 and 6 percent plus annual increases for inflation. ...
This podcast is the 4th in a series of our series to help do it yourself investors build a lifetime investment strategy. The presentation uses the following tables: Table C1 – Fixed Contributions: S&P 500 Equity Portfolio Table C14 –...
This podcast is the third in a series of seven podcasts that are designed to help do it yourself investors learn how to maximize their return, minimize their risk and increase their peace of mind. It will be beneficial to listen to The Ultimate...
In this presentation Paul explores the risk and returns of 8 Sound Investing Portfolios and the S&P 500 for the period 1970 to 2022. He references 2 sets of tables for portfolios built with all U.S. equity asset classes as...
Each year Paul (with the many hours of dedicated work from Director of Analytics Daryl Bahls ) updates and reviews the latest returns and important lessons from the Ultimate Buy and Hold Portfolio. In this review he references a series...
March 1 through March 4, I attended the White Coat Investor Conference (WCICON 2023). On the 2nd, I made a 2 hour presentation focused on “How to Create and Execute a Lifetime Investment Strategy”. I was thrilled with the...
The following questions were sent to Paul during the 90 minute video presented to Western Washington University alumni on February 10, 2023. 2:38 1. How much more do you get with AVUV which has higher fees than FISVX, which is super low cost?...
Paul leads off with the news that Chris Pedersen’s book 2 Funds for Life is now available as a free PDF to people who sign up for our free newsletter at https://paulmerriman.com/signup/. Watch the video here. Chris Pedersen joins...
Join Paul Merriman, Chris Pedersen and Darryl Bahls as they respond to these questions from investors: What can a Do-It-Yourself investor do to prepare his/her spouse/partner for managing retirement investments should the DIY investor die first? Learn how Paul,...
This podcast reviews the 2022 returns of the Best-In-Class and Vanguard ETF portfolios as compared to the average shareholder in the recommended equity asset classes. The discussion focuses on what worked, what didn’t work, and what was the impact of the broader diversification...
Dear Friends, As we end 2022, I join you in hopes for a brighter new year in the financial markets, accepting there is much we cannot control. Meanwhile, knowing that, we also know that history proves economies rise and fall...
The purpose of our podcasts is to help investors make some of the biggest investment decisions of their life. This podcast focuses on the many reasons small-cap value should be in every investor’s portfolio, even if it is a very...
Do you want to create a financial legacy for a young person, especially a newborn? This podcast and video explains Paul’s plan for his new granddaughter, which is adaptable by any investor. [Podcast listeners are encouraged to watch the video...
“I want to thank you all the work you and your foundation do. I love how everything is data driven with statistics. As an engineer, it makes more sense to me when I see numbers and stats to back up your different styles of...
The first part of this broadcast describes the investment strategy Paul and his wife are giving to their latest grandchild. After Paul describes the strategy, Daryl Bahls, Director of Analytics for The Merriman Financial Education Foundation, shares tables that...
“I love the podcasts, the site, and all of the helpful research that you share. Thank you for being a candid, trusted resource.” — Will C. In This Edition Good News to Share20 Minutes to Double Your Lifetime Spending PowerWays Investors Get...
The focus of most of the work we do at The Merriman Financial Education Foundation is to help investors put together portfolios that we believe will produce higher rates of return per unit of risk. In this podcast we look at the...
Paul Merriman, Chris Pedersen and Daryl Bahls each share his studies and comments about rebalancing a portfolio—how often, how much change before rebalancing, and when does it make sense not to rebalance? They also answer listener/viewer questions and Paul makes a special...
“Thank you for all that you’ve done throughout your career. I appreciate your integrity and have made countless referrals. Best to you and the great team you’ve assembled.” – Pete S. In This Edition Double Your Lifetime Purchasing Power in...
In this presentation to the Boston Bogleheads® Chapter (Sept. 12, 2022), Paul presents the “10 most important new lessons learned by The Merriman Financial Education Foundation.” The foundation is celebrating its 10-year anniversary of helping the DIY investor make sound...
“I am retired now and living through turbulent markets without losing sleep at night. You’ve taught me the importance of having a plan and sticking to it through bad times. It helps that we can live off our savings rather...
Tune in Sept. 17 at noon (eastern time) for a Zoom presentation and Q&A on “The 10 most important new lessons of the past 10 years,” as Paul Merriman addresses the Boston Bogleheads Chapter. See info below. In this broadcast, Paul,...
In this podcast Paul invites listeners to an upcoming free event and addresses the following topics: • Jeremy Grantham and Harry Dent have made bold predictions about catastrophic future returns. Should we take them seriously? • How have the Vanguard and Best In...
Paul talks to retirees about the handful of decisions you can make that can either benefit you and your heirs or cost you millions. He covers: · Ways to make or lose .5% · The best combination of equity asset...
““Thank you for all of your hard work and reassurance. Your teachings have helped me a great deal in my financial journey and I find the sound of your voice comforting.” —Ann S. In This Edition Introducing a New Investor ToolWhat Our...
Paul presents, “The #1 Reason I Want Small Cap Value in Your Portfolio” with compelling evidence as to why SCV should be the one asset class you must own. This is further illuminated by the tables and charts shown in...
Paul addressed the AAII Los Angeles Chapter with “The Inside Story on the ‘150 Portfolios Better Than Yours’,” on June 18, 2022. In 2014, Dr. James Dahle, of White Coat Investor, wrote a column titled, “150 Portfolios Better Than Yours.”...
Paul Merriman and Chris Pedersen, Director of Research for The Merriman Financial Education Foundation, address a number of topics and questions: Is the combination of the S&P 500 and Small Cap Value really more risky than the S&P by...
“I absolutely love and follow all of your podcasts, books and articles. As a military nurse, I view your service as very noble with generational positive effects.” — Ben B. Dear Friends, While the headlines have focused on the first 6 months...
While the headlines have focused on the first 6 months of 2022 as “The Worst First 6 Months of the Last 50 Years!”, the reality is that well-diversified investors have suffered modest losses. In this podcast, Paul reviews the major...
Paul begins this Q&A session with the true story of helping a young relative open an investment account. The good news is a young investor got started but, with the misguided “help” of a Fidelity rep, he made a...
“I absolutely love and follow all of your podcasts, books and articles. As a military nurse, I view your service as very noble with generational positive effects.” — Ben B. Dear Friends, This newsletter is a deviation from our usual blend of...
Many investors are worried about their future and what’s happening in the markets. In this podcast, Paul focuses on a series of new tables. He believes these tables represent one of the best pieces of historical information for understanding the likely...
To help answer the many recent emails asking, “What should I do next?” Paul offers his “sound investing” ideas. He begins with a reference to a a recording by JL Collins in 2019, titled “A Guided Meditation for When the Stock Market...
“I absolutely love and follow all of your podcasts, books and articles. As a military nurse, I view your service as very noble with generational positive effects.” — Ben B. In This Edition Graduates: Now’s the Time To Start Planning Your Future!Truth...
