In this episode, we’ll be hearing from Paul Pester, Chair of the Consumer Advisory Board at Fairer Finance. Paul is also currently working with Cardeo, a startup whose purpose is to create more competition and transparency in financial services, beginning with credit cards.

 Paul shares with us the fundamental reason why traditional banks find it very difficult to do what is in the best interest of consumers – and walks through an explanation of how that shows up in a product most of us use: the credit card. He also talks about why, if you are a purpose-based organisation, you need to know who your enemy is, who Cardeo’s “enemy” is and, surprisingly, who it isn’t.