Pres. Biden just forgave another $1.2B in student loans. Nearly 1000 Utahns benefit. If you're confused -- feels like Biden's loan forgiveness is all over the map. Dave's wife has returned to school... And now he is asking the question… should he be paying back the student loans or should he sit and hope for the Pres. Biden lottery to hit? Dave and Debbie discuss and take listener calls.